205 4th St SW, Sebeka, MN 56477 Property Records

Wadena County property record for 205 4th St SW, Sebeka, MN 56477

Property Summary

Property Type	Single Family Home
Details	684 sqft · built 2004
Lot Size	0.202 acres (8,810 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Sep 2020)
Tax Bill	$2,160 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2019 Mortgage + 2 more
APN	`19-390-0190`

Property Details

APN / Parcel Number

Primary APN	`19-390-0190`

Interior

Stories	1 Story
Building Area	684 sqft Living Area
Basement Area	684 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,810 sqft (0.202 acres)
Garage Type	Detached
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Location & Zoning

Street Address	205 4TH ST SW
City	SEBEKA
State	MN
Zip	56477-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOSTER'S FIRST ADDITION E1/2 OF LOT 4 & W 15' OF LOT 5
Legal Subdivision	FOSTER'S FIRST ADDITION
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	WADENA MN
Township / Civil Division	SEBEKA
Census Block Group	5
Census Block	5040
Census Tract	480200

Owner

205 4th St SW is owned by an individual who bought it in September 2020.

Source: Wadena County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	14699 COUNTY 6, PARK RAPIDS, MN 56470-2611
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHWOODS BANK MINNESOTA
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WADENA STATE BANK
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage WADENA STATE BANK
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHWOODS BANK MINNESOTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Sep 21, 2006 · Amount on File
Deed Document Number	2020256037
Prior Transfer Date	Sep 18, 2006
Prior Transfer Doc	0000216116
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	205 4TH ST SW, SEBEKA, MN 56477-2448
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261295
Date	Apr 12, 2022
Instrument	261295

Lender

Name	NORTHWOODS BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	205 4TH ST SW, SEBEKA, MN 56477-2448
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254120
Date	Dec 23, 2019
Instrument	254120

Lender

Name	WADENA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 19, 2034

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	205 4TH ST SW, SEBEKA, MN 56477-2448
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249533
Date	May 1, 2018
Instrument	249533

Lender

Name	WADENA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Sep 16, 2020
Property Address	205 4TH ST SW, SEBEKA, MN 56477-2448
Document Number	0000256037
Instrument Date	Aug 19, 2020
Instrument	256037
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14699 COUNTY 6, PARK RAPIDS, MN 56470-2611

Mortgage

Document Number	0000256038
Date	Sep 16, 2020
Instrument	256038

Lender

Name	NORTHWOODS BANK MINNESOTA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 205 4th St SW was $2,160.

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
Municipality	Sebeka City
Unified School District	Sebeka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,160.00	$84,300 (-5.07%) Land $6,400 Building $77,900	$84,300 (-5.07%) Land $6,400 Building $77,900
2025		$88,800 Land $6,400 Building $82,400	$88,800 Land $6,400 Building $82,400
2023	$1,758.00	$49,900 Land $4,300 Building $45,600	$49,900 Land $4,300 Building $45,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 205 4th St SW.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 4th St SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sebeka serves 742 people · EPA ID MN1800002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St SW

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