ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$3,920.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
950 OCEAN JASPER DR, ST AUGUSTINE, FL 32086-8083
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
206 THIRD ST, ST AUGUSTINE, FL 32084-1314
Mortgage
Document Number
0053311246
Date
Aug 2, 2021
Instrument
5331/1246
Lender
Name
BANK OF ENGLAND
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 1, 2051
April 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ST JOHNS FL
Recording Date
Apr 30, 2020
Property Address
205 SECOND ST, SAINT AUGUSTINE, FL 32084-7302
Document Number
0049330238
Book / Page
4933 / 238
Map Reference
MB 3 PG 28
Instrument Date
Apr 28, 2020
Instrument
2020033205
Transaction Type
Transfer
Record Updated
Aug 31, 2021
Title Company
FIDELITY NATL TTL OF FL INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$3,500.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
205 2ND ST, SAINT AUGUSTINE, FL 32084-7302
Mortgage
Document Number
49330240
Date
Apr 30, 2020
Instrument
4933/0240
Lender
Name
FAIRWAY INDEPENDENT MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 205 2nd St was $7,115 with a homeowner's exemption, up 11.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
Property Jurisdictions
Type
Name
State
Florida
County
St. Johns County
Unified School District
St. Johns County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$554,745 (+2.7%)
$743,219 (-1.6%)Land $320,000Building $423,219
2025
$7,115.00 (+11.7%)Homeowner's exemption
$540,161 (+2.9%)
$755,328 (+1.46%)Land $290,000Building $465,328
2024
$6,370.00 (+1.9%)Homeowner's exemption
$524,938 (+3%)
$744,454 (-1.4%)Land $290,000Building $454,454
2023
$6,251.00 (+2.61%)Homeowner's exemption
$509,649 (+3%)
$755,062 (+26.49%)Land $290,000Building $465,062
2022
$6,092.00Homeowner's exemption
$494,805
$596,911Land $257,600Building $339,311
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 205 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 397 individual policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
685 units insured incl. 288 condo units
Nearby Flood Claims
25 (2016–2025)
Claims Outside the SFHA
3 of 25
Most Recent Claim
Aug 2025 · rainfall accumulation
Claims by Event
Hurricane Ian, Sep 2022 · 5 claims
Hurricane Irma, Sep 2017 · 3 claims
Hurricane Matthew, Oct 2016 · 14 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 205 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812
Water Source
Groundwater
Last State Inspection
Jun 2025
Also Mapped Here
SJCU-CR214 MAINLAND WTP
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
3 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area