St. Johns County property record for 205 15th St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,032 sqft · built 2012 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,000 (Dec 2010) |
| Tax Bill | $5,090 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146001-0000 |
| Primary APN | 146001-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,791 sqft (0.11 acres) |
| Lot Width | 50 ft Width |
| Pool Area | 171 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 498 sqft |
| Deck Area | Deck Area |
| Patio Area | 514 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 205 15TH ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-28 PACETTI SUB NORTH BCH BLK 74 LOT 5 OR3987/1668(Q/C) &4494/1280 |
| Legal Range | 30E |
| Legal Township | 06S |
| Legal Section | 44 |
| Legal Subdivision | NORTH BEACH |
| Legal Block | 74 |
| Legal Lot Number | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20603 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 192 DOUGLAS ST, EDGEWATER, FL 32141-7319 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Feb 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Jan 25, 2018 | Quit Claim Deed, Transfer LAND TITLE/AMERICA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2010 · Amount on Record |
| Deed Sale | Dec 29, 2010 · Amount on Record |
| Prior Sale | Oct 10, 2005 · Amount on Record |
| Deed Document Number | 201064332 |
| Deed Book / Page | 3392 / 938 |
| Last Transfer Date | Jan 13, 2018 |
| Transfer Doc | 0044941280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 205 15TH ST, SAINT AUGUSTINE, FL 32084-1549 |
| Document Number | 0048181466 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 205 15TH ST ST AUGUSTINE FL 320841549, ST AUGUSTINE, FL 32084-1549 |
| Document Number | 0048181466 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 004818/001466 |
| Instrument | 79295 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 23, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 205 15TH ST, SAINT AUGUSTINE, FL 32084-1549 |
| Document Number | 0045020102 |
| Instrument Date | Feb 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 205 15TH ST ST AUGUSTINE FL 320841549, ST AUGUSTINE, FL 32084-1549 |
| Document Number | 0045020102 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 004502/000102 |
| Instrument | 9484 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 25, 2018 |
| Property Address | 205 15TH ST, SAINT AUGUSTINE, FL 32084-1549 |
| Document Number | 0044941280 |
| Book / Page | 004494 / 001280 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 5533 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2018 |
| Title Company | LAND TITLE/AMERICA INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 205 15TH ST ST AUGUSTINE FL 320841549, ST AUGUSTINE, FL 32084-1549 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,683 (-14.88%) | $430,703 (+7.61%) Land $176,000 Building $254,703 | |
| 2025 | $5,090.00 (+18.65%) | $400,245 (+6.96%) | $400,245 (+6.96%) Land $159,500 Building $240,745 |
| 2024 | $4,290.00 (+6.06%) | $374,191 (+5.89%) | $374,191 (+5.89%) Land $159,500 Building $214,691 |
| 2023 | $4,045.00 (+11.71%) | $353,390 (+16.08%) | $353,390 (+16.08%) Land $159,500 Building $193,890 |
| 2022 | $3,621.00 | $304,437 | $304,437 Land $141,680 Building $162,757 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 504 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 648 units insured incl. 144 condo units |
| Nearby Flood Claims | 163 (1999–2023) |
| Claims Outside the SFHA | 7 of 163 |
| Most Recent Claim | Feb 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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