20499 FM 315, Palestine, TX 75803 Property Records

Anderson County property record for 20499 FM 315, Palestine, TX 75803

Property Summary

Property Type	Rural Home
Details	2,948 sqft · built 2022
Lot Size	2.12 acres (92,478 sqft)
Owner	Individual Name on Record
Tax Bill	$3,371 (2026)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0581-0747-0700-0000`

Property Details

APN / Parcel Number

Primary APN	`0581-0747-0700-0000`
Alternative APNs	`R0024400` `R24400` `24400`

Interior

Building Area	2,948 sqft Total Area
1st Floor Area	1,436 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	92,478 sqft (2.12 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Porch	Porch
Porch Area	261 sqft

Location & Zoning

Street Address	20499 FM 315
City	PALESTINE
State	TX
Zip	75803-4114
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0581 MCKINNEY & WILLIAMS BLOCK 747 TRACT 7
Legal Subdivision	MCKINNEY & WILLIAMS SURVEY A-581
Legal Tract	7
Legal Block	747
Jurisdiction	ANDERSON TX
Township / Civil Division	FRANKSTON
Census Block Group	3
Census Block	3027
Census Tract	950100

Owner

Source: Anderson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20499 FM 315, PALESTINE, TX 75803-4114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017
Deed Sale	Mar 1, 2017
Deed Document Number	20171284
Deed Book / Page	2555 / 285
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TX
Property Address	20499 FM 315, PALESTINE, TX 75803-4114
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020228218
Date	Dec 29, 2022
Instrument	2022-8218

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Anderson County
Unified School District	LaPoyner Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,371.00 (+142%)	$275,300 (+2%)	$304,248 (+32.62%) Land $31,649 Building $272,599
2025	$1,393.00 (+110.42%)	$229,417 (-1.79%) Land $26,211 Building $203,206	$229,417 (-1.79%) Land $26,211 Building $203,206
2023		$233,591 Land $26,211 Building $207,380	$233,591 Land $26,211 Building $207,380
2022	$662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POYNOR COMMUNITY WSC serves 1,407 people · EPA ID TX1070234
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 315

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