20498 Phoenix Lake Rd, Sonora, CA 95370 Property Records

Tuolumne County property record for 20498 Phoenix Lake Rd, Sonora, CA 95370

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,431 sqft · built 1947
Lot Size	1.33 acres (57,935 sqft)
Owner	Company Name on Record
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Mar 2023 Transfer Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-030-012-000`

Property Details

APN / Parcel Number

Primary APN	`045-030-012-000`
Alternative APNs	`045-030-012` `0450301200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	1,431 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Wood
Lot Area	57,935 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	045-030-012
Street Address	20498 PHOENIX LAKE RD
City	SONORA
State	CA
Zip	95370-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-1,MX
Legal Description	POR SE1/4 SEC 28 T2N R15E 1.332AC
Legal Range	15E
Legal Township	02N
Legal Section	28
Legal Subdivision	SCENIC BROOK / SCENIC VIEW
Jurisdiction	TUOLUMNE CA
Township / Civil Division	EAST SONORA-PHOENIX LAKE
Census Block Group	3
Census Block	3015
Census Tract	2202

Owner

Source: Tuolumne County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20498 PHOENIX LAKE RD, SONORA, CA 95370-9603
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Intrafamily Transfer, Transfer
Aug 13, 2018	Intrafamily Transfer, Transfer · ARM FIRST US COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 30, 2024
Transfer Doc	0000004129
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUOLUMNE CA
Recording Date	Mar 17, 2023
Property Address	20498 PHOENIX LAKE RD, SONORA, CA 95370-9603
Document Number	0000002046
Instrument Date	Mar 13, 2023
Instrument	2023002046
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20498 PHOENIX LAKE RD, SONORA, CA 95370-9603

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUOLUMNE CA
Recording Date	Aug 13, 2018
Property Address	20498 PHOENIX LAKE RD, SONORA, CA 95370-9603
Document Number	0000009302
Instrument Date	Aug 6, 2018
Instrument	2018009302
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20498 PHOENIX LAKE RD, SONORA, CA 95370-9603

Mortgage

Document Number	0000009303
Date	Aug 13, 2018
Instrument	2018009303

Lender

Name	FIRST US COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Elementary School District	Curtis Creek Elementary School District (KG - 08)
Secondary School District	Sonora Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,635 (+2%) Land $85,646 Building $179,989
2025	$2,647.00 (+4.09%) Homeowner's exemption	$260,427 (+4.04%) Land $83,967 Building $176,460
2023	$2,543.00 (+2.09%) Homeowner's exemption	$250,315 Land $80,707 Building $169,608	$369,000
2022	$2,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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