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20498 Jacklight Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20498 Jacklight Ln, Bend, OR 97702 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,236 sqft · built 2007
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$489,000 (Jun 2016)
Tax Bill$5,689 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Jul 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN181209 CD 12900

Property Details

APN / Parcel Number

Primary APN181209 CD 12900
Alternative APN
  • 250829

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,236 sqft Living Area
1st Floor Area1,290 sqft
2nd Floor Area1,946 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleSplit Level
Lot Area9,583 sqft (0.219 acres)
Garage TypeMixed
Garage Area706 sqft

Location & Zoning

Account Number250829
Street Address20498 JACKLIGHT LN
CityBEND
StateOR
Zip97702-3074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:125 SUBD:SUN MEADOW NO 4 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-CD
Legal Range12E
Legal Township18S
Legal Section09
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionSUN MEADOW NO 4
Legal Lot Number125
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1031
Census Tract2002

Owner

Source: Deschutes County records · APN 181209 CD 12900

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20498 JACKLIGHT LN, BEND, OR 97702-3074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2022Deed of Trust, Mortgage · Line of Credit
ONPOINT COMMUNITY CU
Jul 12, 2019Deed of Trust, Mortgage · Line of Credit
ONPOINT COMMUNITY CU
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONPOINT COMMUNITY CU
Jun 10, 2020Loan Modification, Mortgage · Line of Credit
ONPOINT CMNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2016 · Amount on Record
Deed SaleJun 01, 2016 · Amount on Record
Prior SaleNov 21, 2008 · Amount on Record
Deed Document Number2016-21145
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20498 JACKLIGHT LN, BEND, OR 97702-3074
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address20498 JACKLIGHT LN, BEND, OR 97702-3074

Mortgage

Document Number0000014523
DateApr 06, 2022
Instrument2022-14523
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 31, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20498 JACKLIGHT LN, BEND, OR 97702-3074
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024257
DateJul 12, 2019
Instrument2019-24257
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 09, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20498 JACKLIGHT LN, BEND, OR 97702-3074
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028984
DateJun 22, 2020
Instrument2020-28984
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDESCHUTES OR
Property Address20498 JACKLIGHT LN, BEND, OR 97702-3074
Document Number0000028986
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedJul 02, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20498 JACKLIGHT LN BEND OR 977023074, BEND, OR 97702-3074

Mortgage

Document Number0000028986
DateJun 22, 2020
Instrument28986
Lender
NameONPOINT CMNTY CU
TypeCredit Union
AddressPORTLAND, OR 97208-3750
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,689.00 (+3.93%)$336,750 (+3%)$893,070 (-2.62%) Land $222,380 Building $670,690
2024$5,474.00 (+7.88%)$326,950 (+3%)$917,090 (-4.84%) Land $195,920 Building $721,170
2023$5,074.00$317,430$963,760 Land $179,880 Building $783,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170020021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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