Cameron County property record for 20497 Hatchett Rd, Harlingen, TX 78552
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,743 sqft · built 2000 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,539 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 978100-0180-010200 |
| Primary APN | 978100-0180-010200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,743 sqft Living Area |
| Gross Area | 4,415 sqft |
| 1st Floor Area | 3,119 sqft |
| 2nd Floor Area | 624 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 5,775 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 64 sqft |
|---|---|
| Porch | Open Aluminum/Fiberglass Porch |
| Porch Area | 413 sqft |
| Storage Building | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20497 HATCHETT RD |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78552-4018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOSFELD PARK SUBDIVISION 10.00 ACRES OUT OF BLK 18 & 19 |
| Legal Subdivision | HOSFELD PARK SUBDIVISION |
| Legal Block | 18,19 |
| Legal Lot Number | 102 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 3 |
| Census Block | 3100 |
| Census Tract | 10301 |
20497 Hatchett Rd is owned and occupied by two individuals who acquired it in August 2022.
Source: Cameron County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2714 N 13TH ST, HARLINGEN, TX 78550-3646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 22, 2020 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 |
| Deed Sale | Aug 1, 2022 |
| Prior Sale | May 22, 2020 · Amount on File |
| Deed Document Number | 202231260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 20497 HATCHETT RD, HARLINGEN, TX 78552-4018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202146696 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-46696 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | May 22, 2020 |
| Property Address | 20497 HATCHETT RD, HARLINGEN, TX 78552-4018 |
| Document Number | 202017291 |
| Map Reference | VOL 8 PG 24 |
| Instrument Date | May 22, 2020 |
| Instrument | 2020-17291 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20497 RATCBETT RD, HARLINGEN, TX 78552 |
| Document Number | 202017292 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020-17292 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 20497 Hatchett Rd was $6,539 with a homeowner's exemption.
Source: Cameron County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Unified School District | Harlingen Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,115 (+5.67%) Land $230,906 Building $276,209 | $507,115 (-) Land $230,906 Building $276,209 | |
| 2025 | $6,539.00 Homeowner's exemption | $479,905 Land $230,906 Building $276,209 | $507,115 Land $230,906 Building $276,209 |
| 2023 | $4,687.00 Homeowner's exemption Additional exemption filed | $398,769 Land $122,560 Building $276,209 | $398,769 Land $122,560 Building $276,209 |
| 2022 | $4,687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20497 Hatchett Rd in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 42.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 22 (2008–2025) |
| Claims Outside the SFHA | 15 of 22 |
| Most Recent Claim | Mar 2025 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20497 Hatchett Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST RIO HONDO WSC serves 25,509 people · EPA ID TX0310096 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Nov 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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