20496 Scarborough Rd, Saucier, MS 39574 Property Records

Harrison County property record for 20496 Scarborough Rd, Saucier, MS 39574

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,327 sqft · built 1973
Lot Size11.1 acres (483,516 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (Jun 2015)
Tax Bill$1,629 (2025)
Deeds & MortgagesSep 2025 Mortgage
Mar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN0704-29-010.000

Property Details

APN / Parcel Number

Primary APN0704-29-010.000
Alternative APN
  • 080383

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,327 sqft Adjusted Area
1st Floor Area1,852 sqft
2nd Floor Area469 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area483,516 sqft (11.1 acres)
Garage TypeCarport
CarportCarport
Carport Area360 sqft
Parking Spaces1 Parking Space
Patio Area262 sqft
Utility Building312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number080383
Street Address20496 SCARBOROUGH RD
CitySAUCIER
StateMS
Zip39574-8430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11.1 ACS ON SCARBOUGH ROAD IN S 1/2 OF NW 1/4 OF SEC 29-5-11
Legal Range11
Legal Township05
Legal Section29
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group1
Census Block1016
Census Tract3409

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20496 SCARBOROUGH RD, SAUCIER, MS 39574-8430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · FHA Mortgage
OUTAMATION INC
Mar 18, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2015 · Amount on Record
Deed SaleJun 16, 2015 · Amount on Record
Deed Document Number2015-0004099-D-J1
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address20496 SCARBOROUGH RD, SAUCIER, MS 39574-8430
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20496 SCARBOROUGH RD, SAUCIER, MS 39574-8430

Mortgage

Document Number20250021146TJ1
DateSep 29, 2025
Instrument2025-0021146-T-J1
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressSOUTHLAKE, TX 76092
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueSep 1, 2050

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address20496 SCARBOROUGH RD, SAUCIER, MS 39574-8430
Transaction TypeMortgage
Record UpdatedMar 27, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address20496 SCARBOROUGH RD, SAUCIER, MS 39574-8430

Mortgage

Document Number20240004972TJ1
DateMar 18, 2024
Instrument2024-0004972-T-J1
Lender
NameLOANCARE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23453
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,629.00 (+10.14%) Homeowner's exemption Disabled Person's exemption$20,431 (+8.19%)$204,317 (+8.19%) Land $101,563 Building $102,754
2024$1,479.00 (-0.67%)
2023$1,489.00 (+0.4%) Homeowner's exemption Disabled Person's exemption$18,884$188,844 Land $92,330 Building $96,514
2022$1,483.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 97% of Mississippi
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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