20496 E Murrel Rd, Tahlequah, OK 74464 Property Records

Cherokee County property record for 20496 E Murrel Rd, Tahlequah, OK 74464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,830 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jun 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`52981`

Property Details

APN / Parcel Number

Primary APN	`52981`
Alternative APN	`0000-14-16N-22E-0-037-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	780 sqft
Porch	Slab
Porch Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	52981
Street Address	20496 E MURREL RD
City	TAHLEQUAH
State	OK
Zip	74464-0618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T16N R22E S14 BEG SW/C NW SW SE N208.71' E208.71' S208.71' W208.71' TO POB
Legal Range	22E
Legal Township	16N
Legal Section	14
Jurisdiction	CHEROKEE OK
Township / Civil Division	SOUTH CHEROKEE
Census Block Group	1
Census Block	1001
Census Tract	978301

Owner

20496 E Murrel Rd is owned and occupied by two individuals who acquired it in January 2017.

Source: Cherokee County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20496 E MURREL RD, TAHLEQUAH, OK 74464-0618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Jun 1, 2017	Deed of Trust, Mortgage · Construction Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 4, 2017
Transfer Doc	0000000054
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	20496 E MURREL RD, TAHLEQUAH, OK 74464-0618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAY COUNTY ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1201/0664
Date	Feb 21, 2018
Book Page	1201/0664
Instrument	2018-001259

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	20496 E MURREL RD, TAHLEQUAH, OK 74464-0618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1178/0751
Date	Jun 1, 2017
Book Page	1178/0751
Instrument	2017-004314

Lender

Name	BANCFIRST
Type	Bank
Address	TAHLEQUAH, OK 74465

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Mar 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 20496 E Murrel Rd was $1,830 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Unified School District	Tahlequah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,476 (-0.59%) Land $220 Building $20,256	$186,150 (-0.58%) Land $2,000 Building $184,150
2025	$1,830.00 Homeowner's exemption	$20,597 (-2.56%) Land $220 Building $20,377	$187,242 (-2.57%) Land $2,000 Building $185,242
2024	$1,830.00 (-26.45%) Homeowner's exemption	$21,139 (-23.13%) Land $220 Building $20,919	$192,174 (-23.13%) Land $2,000 Building $190,174
2023	$2,488.00 (+1.18%) Homeowner's exemption	$27,500 (-) Land $550 Building $26,950	$250,000 (-) Land $5,000 Building $245,000
2022	$2,459.00 Homeowner's exemption	$27,500 Land $550 Building $26,950	$250,000 Land $5,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20496 E Murrel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20496 E Murrel Rd is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 78% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURNT CABIN RWD serves 208 people · EPA ID OK1021763
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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