20495 Pendleton Rd, Bowling Green, VA 22427 Property Records

Caroline County property record for 20495 Pendleton Rd, Bowling Green, VA 22427 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft
Lot Size	19.2 acres (840,185 sqft)
Owner	Individual Name on File
Tax Bill	$2,908 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`73-A-52`

Property Details

APN / Parcel Number

Primary APN	`73-A-52`
Alternative APNs	`073 A 52` `6476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,088 sqft
Basement Area	1,500 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	840,185 sqft (19.2 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	6476
Street Address	20495 PENDLETON RD
City	BOWLING GREEN
State	VA
Zip	22427-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPARTA
Legal Subdivision	SPARTA
Jurisdiction	CAROLINE VA
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1048
Census Tract	30202

Owner

Source: Caroline County records · APN 73-A-52

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20495 PENDLETON RD, BOWLING GREEN, VA 22427-2603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2025	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 05, 2022	Deed, Transfer · Line of Credit COLONIAL FARM CREDIT ACA
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2025
Deed Sale	Dec 29, 2025
Prior Sale	Dec 05, 2022 · Amount on Record
Deed Document Number	20255540
Prior Transfer Date	Dec 17, 2025
Prior Transfer Doc	0000005540
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	20495 PENDLETON RD, BOWLING GREEN, VA 22427-2603
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20495 PENDLETON RD, BOWLING GREEN, VA 22427-2603

Mortgage

Document Number	0240000412
Date	Feb 05, 2024
Instrument	240000412

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE VA
Recording Date	Dec 29, 2025
Property Address	20495 PENDLETON RD, BOWLING GREEN, VA 22427-2603
Document Number	0250005540
Map Reference	MB 1350 PG 562
Instrument Date	Dec 17, 2025
Instrument	250005540
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, BCHH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20495 PENDLETON RD, BOWLING GREEN, VA 22427-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20495 PENDLETON RD, BOWLING GREEN, VA 22427-2603

Mortgage

Document Number	0250005541
Date	Dec 29, 2025
Instrument	250005541

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Dec 05, 2022
Property Address	BOWLING GREEN, VA 22427
Document Number	0001520470
Book / Page	1520 / 470
Map Reference	CAB 4 PG 59C
Instrument Date	Nov 28, 2022
Instrument	220005634
Transaction Type	Transfer
Record Updated	Jan 06, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29323 SUNSHINE RD, RUTHER GLEN, VA 22546-4221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 316, THORNBURG, VA 22565-0316

Mortgage

Document Number	0001520473
Date	Dec 05, 2022
Book Page	1520/473
Instrument	220005635

Lender

Name	COLONIAL FARM CREDIT ACA
Type	Bank
Address	TAPPAHANNOCK, VA 22560

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	BOWLING GREEN, VA 22427
Document Number	1355304
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	C AND C TITLE AND SETTLEMENT LLC, C&C TITLE & SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29323 SUNSHINE RD RUTHER GLEN VA 225464221, RUTHER GLEN, VA 22546-4221

Mortgage

Document Number	1355304
Date	Oct 31, 2019
Book Page	001355/000304
Instrument	3957

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	TAPPAHANNOCK, VA 22560

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,908.00 (-99.25%)	$501,400 (-) Land $160,700 Building $340,700
2025	$386,078.00	$501,400 Land $160,700 Building $340,700	$501,400 (-) Land $160,700 Building $340,700
2024			$501,400 Land $160,700 Building $340,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (51033C), updated June 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Fiber	1,000 / 1,000

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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