San Bernardino County property record for 20493 Ochoa Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,055 sqft · built 1995 |
| Lot Size | 0.487 acres (21,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $271,000 (Jul 2004) |
| Tax Bill | $4,707 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 3112-233-18-0000 |
| Primary APN | 3112-233-18-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,055 sqft Living Area |
| Gross Area | 2,781 sqft |
| 1st Floor Area | 2,055 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 21,200 sqft (0.487 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 597 sqft |
| Patio Area | 597 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20493 OCHOA RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-5658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 14155 LOT 78 |
| Legal Subdivision | TOWN OF APPLE VALLEY |
| Legal Tract | 14155 |
| Legal Block | 3 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 9723 |
20493 Ochoa Rd is owned and occupied by an individual who bought it in July 2004.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20493 OCHOA RD, APPLE VALLEY, CA 92307-5658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2004 · Amount on File |
| Deed Sale | Jul 29, 2004 · Amount on File |
| Prior Sale | Apr 20, 1995 · Amount on File |
| Deed Document Number | 2004542272 |
| Prior Transfer Date | Jul 20, 2004 |
| Prior Transfer Doc | 0000542273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 20493 OCHOA RD, APPLE VALLEY, CA 92307-5658 |
| Document Number | 0000544697 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TSI TITLE COMPANY/CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20493 OCHOA RD APPLE VALLEY CA 923075658, APPLE VALLEY, CA 92307-5658 |
| Document Number | 0000544697 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 544697 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2047 |
The 2025 property tax bill for 20493 Ochoa Rd was $4,707 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $418,762 (+2%) Land $99,527 Building $319,235 | |
| 2025 | $4,707.00 Homeowner's exemption | $410,550 Land $97,575 Building $312,975 |
| 2023 | $4,530.00 (+1.57%) Homeowner's exemption | $394,608 Land $93,786 Building $300,822 |
| 2022 | $4,460.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20493 Ochoa Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20493 Ochoa Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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