Loudoun County property record for 20492 Zolabeane Sq, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,616 sqft · built 2017 |
| Lot Size | 0.03 acres (1,306 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,202 (Apr 2017) |
| Tax Bill | $1,777 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-45-3679-000 |
| Primary APN | 011-45-3679-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,616 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,306 sqft (0.03 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 20492 ZOLABEANE SQ |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-4336 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | OVERLOOK AT CASCADES LOT 35 201505010027879/80P/82 ADU |
| Legal Subdivision | OVERLOOK AT CASCADES |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 611206 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20492 ZOLABEANE SQ, STERLING, VA 20165-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 28, 2017 | Grant Deed, Subdivision Related Transfer M/I FIN'L LLC-AUSTIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 201725273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20492 ZOLABEANE SQ, STERLING, VA 20165-4336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 20492 ZOLABEANE SQ, STERLING, VA 20165-4336 |
| Document Number | 0000054136 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 20251105-0054136 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.45% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20492 ZOLABEANE SQ, STERLING, VA 20165-4336 |
| Document Number | 20200603041084 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20492 ZOLABEANE SQ STERLING VA 201654336, STERLING, VA 20165-4336 |
| Document Number | 20200603041084 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 41084 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 28, 2017 |
| Property Address | 20492 ZOLABEANE SQ, STERLING, VA 20165-4336 |
| Document Number | 20170428025273 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 25273 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20492 ZOLABEANE SQ POTOMAC FALLS VA 20165, POTOMAC FALLS, VA 20165 |
| Document Number | 20170428025274 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 25274 |
| Name | M/I FIN'L LLC-AUSTIN |
|---|---|
| Address | COLUMBUS, OH 43219 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Rate | 4.25% |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,777.00 (-0.67%) | $220,810 (+8%) Land $22,080 Building $198,730 | $220,810 (+8%) Land $22,080 Building $198,730 |
| 2023 | $1,789.00 | $204,460 Land $20,450 Building $184,010 | $204,460 Land $20,450 Building $184,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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