20492 Empire Ave, Bend, OR 97701 Property Records

Deschutes County property record for 20492 Empire Ave, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 2021
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$312,500 (Aug 2019)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171221-B0-05657`

Property Details

APN / Parcel Number

Primary APN	`171221-B0-05657`
Alternative APN	`262017`

Interior

Building Area	1,464 sqft
Gross Area	368 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	262017
Street Address	20492 EMPIRE AVE
City	BEND
State	OR
Zip	97701-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	CALAVERAS LOT 1
Legal Range	12
Legal Township	17
Legal Section	21
Legal Subdivision	CALAVERAS
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3052
Census Tract	1101

Owner

20492 Empire Ave is owned by a company that bought it in August 2019.

Source: Deschutes County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	721 BREA CANYON RD, 7, WALNUT, CA 91789-3039
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST PACIFIC BANK
Oct 28, 2021	Deed of Trust, Mortgage · Construction Mortgage FIENDLY HILLS BANK
Aug 1, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 1, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 1, 2019	Grant Deed, Construction Loan · Line of Credit CONSTRUCTION LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	Aug 1, 2019 · Amount on File
Deed Document Number	201927327
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20492 EMPIRE AVE, BEND, OR 97701-5705
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005714
Date	Mar 16, 2023
Instrument	2023-05714

Lender

Name	FIRST PACIFIC BANK
Type	Bank
Address	SANTA FE SPRINGS, CA 90670

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 10, 2028

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20492 EMPIRE AVE, BEND, OR 97701-5705
Transaction Type	Mortgage
Record Updated	Nov 28, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060763
Date	Oct 28, 2021
Instrument	2021-60763

Lender

Name	FIENDLY HILLS BANK
Type	Non-Lending Institution
Address	16011

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 1, 2019
Property Address	20492 EMPIRE AVE, BEND, OR 97701-5705
Document Number	0000027326
Instrument Date	Jul 31, 2019
Instrument	27326
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$312.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2317 NW BIRKENDENE ST PORTLAND OR 972298458, PORTLAND, OR 97229-8458

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 1, 2019
Property Address	20492 EMPIRE AVE, BEND, OR 97701-5705
Document Number	0000027327
Instrument Date	Jul 31, 2019
Instrument	27327
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$312.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13777 MELROSE PL LAKE OSWEGO OR 970352348, LAKE OSWEGO, OR 97035-2348

August 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 1, 2019
Property Address	20492 EMPIRE AVE, BEND, OR 97701-5705
Document Number	0000027315
Instrument Date	Jul 29, 2019
Instrument	27315
Transaction Type	Construction Loan
Record Updated	Aug 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$945.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29050 SW PETES MOUNTAIN RD WEST LINN OR 970689543, WEST LINN, OR 97068-9543

Mortgage

Document Number	27316
Date	Aug 1, 2019
Instrument	27316

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Bank
Address	5601 6TH AVE S # 350, SEATTLE, WA 98108-2544

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20492 Empire Ave was $3,427, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00 (+3.94%)	$202,830 (+3%)	$543,080 (-8.77%) Land $163,400 Building $379,680
2024	$3,297.00 (+7.89%)	$196,930 (+3%)	$595,280 (+0.68%) Land $163,400 Building $431,880
2023	$3,056.00	$191,200	$591,280 Land $159,400 Building $431,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20492 Empire Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20492 Empire Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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