Stearns County property record for 20492 175th St, Richmond, MN 56368
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Apr 2026) |
| Tax Bill | $532 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04913-8003 |
| Primary APN | 08-04913-8003 |
|---|
| Lot Area | 80,586 sqft (1.85 acres) |
|---|
| Street Address | 20492 175TH ST |
|---|---|
| City | RICHMOND |
| State | MN |
| Zip | 56368-7323 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 003 BLK 002 EAGLES VIEW SECTION 14 TOWNSHIP 122 RANGE 031 SECTION 14 TOWNSHIP 122 RANGE 031 |
| Legal Range | 31W |
| Legal Township | 122 |
| Legal Section | 14 |
| Legal Subdivision | EAGLES VIEW |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | EDEN LAKE |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 11101 |
20492 175th St, residential vacant land, is owned and occupied by two individuals who bought it in April 2026.
Source: Stearns County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20492 175TH ST, RICHMOND, MN 56368-7323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CREDIT UNION |
| Oct 16, 2020 | Warranty Deed, Transfer |
| Aug 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on File |
| Deed Sale | Apr 20, 2026 · Amount on File |
| Prior Sale | Oct 16, 2020 · Amount on File |
| Deed Document Number | 20261711637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 20, 2026 |
| Property Address | 20492 175TH ST, RICHMOND, MN 56368-7323 |
| Document Number | 0001711637 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.1711637 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,831.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20492 175TH ST, RICHMOND, MN 56368-7323 |
| Document Number | 0001711638, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026.1711638 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 16, 2020 |
| Property Address | 20492 175TH ST, RICHMOND, MN 56368-7323 |
| Document Number | 00A1583221 |
| Instrument Date | Oct 12, 2020 |
| Instrument | A1583221 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | BRUNSWICK CT N, BROOKLYN PARK, MN 55443 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 30, 2018 |
| Property Address | 20492 175TH ST, RICHMOND, MN 56368-7323 |
| Document Number | 00A1528095 |
| Instrument Date | Jul 6, 2018 |
| Instrument | A1528095 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 2ND AVE S, COLD SPRING, MN 56320-2547 |
The 2026 property tax bill for 20492 175th St was $532.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Eden Lake Township |
| Unified School District | Eden Valley-Watkins School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532.00 | ||
| 2025 | $49,500 Land $49,500 | $49,500 Land $49,500 | |
| 2023 | $374.00 | $35,900 Land $35,900 | $35,900 Land $35,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20492 175th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2022–2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20492 175th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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