20491 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20491 Napa Loop, Estero, FL 33928 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	12,462 sqft (0.286 acres)
Occupancy	Owner Occupied
Last Sale	$878,200 (2024)
Tax Bill	$11,277.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-46-27-L2-0500B.1126`
Alternative APNs	`273146L20500B1126` `10618856`

Exterior

Lot Area	12,462 sqft (0.286 acres)
Porch	1 Porch
Porch Area	72 sqft Porch

Location & Zoning

Account Number	10618856
Street Address	20491 NAPA LOOP
City	ESTERO
State	FL
Zip	33928-9796
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 1126
Legal Subdivision	VERDANA VILLAGE
Legal Block	B
Legal Lot Number	1126
Jurisdiction	LEE FL
Minor Civil Division	BONITA SPRINGS
Census Blockgroup	1
Census Block	1003
Census Tract	50312

Owner

Source: Lee County records · APN 31-46-27-L2-0500B.1126

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20491 NAPA LOOP, ESTERO, FL 33928-9796
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2024 · Amount on Record
Deed Sale	May 06, 2024 · Amount on Record
Deed Doc Number	2024127693
Record Refreshed	Sep 20, 2026

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 06, 2024
Property Address	20491 NAPA LOOP, ESTERO, FL 33928-9796
Document Number	0000127693
Map Reference	DOC 2023000039926
Instrument Date	Apr 26, 2024
Instrument	2024000127693
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,147.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20491 NAPA LOOP, ESTERO, FL 33928-9796

Mortgage

Document Number	0000127694
Date	May 06, 2024
Instrument	2024000127694

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,692 (-11.18%) Land $102,956 Building $492,736	$595,692 (-11.18%) Land $102,956 Building $492,736
2025	$11,277.00 (+292.65%)	$670,646 (+444.53%) Land $117,572 Building $553,074	$670,646 (+444.53%) Land $117,572 Building $553,074
2023	$2,872.00	$123,161 Land $123,161	$123,161 Land $123,161

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	About 1 in 172 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.