Montezuma County property record for 20490 Rd U, Cortez, CO 81321
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,073 sqft · built 1994 |
| Lot Size | 9.83 acres (428,195 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,500 (Sep 1993) |
| Tax Bill | $1,797 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R001472 |
| Primary APN | R001472 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,073 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 428,195 sqft (9.83 acres) |
| Garage Area | 638 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | R001472 |
|---|---|
| Street Address | 20490 ROAD U |
| City | CORTEZ |
| State | CO |
| Zip | 81321-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A/R 3-9 |
| Legal Description | SECTION: 13 TOWNSHIP: 37 RANGE: 17 TR IN E1/2NE1/4NW1/4; 9.83AC B677 P805 |
| Legal Range | 17W |
| Legal Township | 37N |
| Legal Section | 13 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 969200 |
20490 Rd U, a rural home, is owned and occupied by an individual who bought it in September 1993.
Source: Montezuma County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20490 ROAD U, CORTEZ, CO 81321-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1993 · Amount on File |
| Deed Sale | Sep 1, 1993 · Amount on File |
| Deed Document Number | 1993677P805 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20490 Rd U was $1,797, up 47.3% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,797.00 (+47.3%) | $137,278 (+47.02%) Land $841 Building $136,437 | $473,371 (+47.02%) Land $2,900 Building $470,471 |
| 2024 | $1,220.00 (+10.81%) | $93,376 (-14.59%) Land $858 Building $92,518 | $321,987 (-14.59%) Land $2,959 Building $319,028 |
| 2023 | $1,101.00 (+21.79%) | $109,326 (+451.15%) Land $858 Building $108,468 | $376,987 (+51.28%) Land $2,959 Building $374,028 |
| 2022 | $904.00 | $19,836 Land $392 Building $19,444 | $249,202 Land $4,925 Building $244,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20490 Rd U in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20490 Rd U is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, CYAN Wireless, Farmers Telecommunications.
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