Lawrence County property record for 2049 Top Shelf Ave, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,627 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32470-00400-030-00 |
| Primary APN | 32470-00400-030-00 |
|---|---|
| Alternative APN |
|
| Lot Area | 62,726 sqft (1.44 acres) |
|---|
| Account Number | R320520 |
|---|---|
| Street Address | 2049 TOP SHELF AVE |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOP SHELF S/D LOT 3 BLK 4 PLAT 2020-04783 |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 966301 |
Source: Lawrence County records · APN 32470-00400-030-00
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2049 TOP SHELF AVE, SPEARFISH, SD 57783-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,627.00 (-0.71%) | $430,540 (+354.16%) Land $94,800 Building $335,740 | |
| 2024 | $5,667.00 (+257.31%) | ||
| 2023 | $94,800 Land $94,800 | ||
| 2022 | $1,586.00 | $94,800 Land $94,800 |
Source: FEMA National Flood Hazard Layer as of April 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Jun 2008 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · above 43% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 1,000 |
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
| BHT Investment Holdings Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 171 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPEARFISH serves 13,803 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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