2049 Reserve Ln, Augusta, GA 30907 Property Records

Augusta-Richmond County Consolidated Government property record for 2049 Reserve Ln, Augusta, GA 30907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,516 sqft · built 2013
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Oct 2020)
Tax Bill	$2,107 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-3-100-00-0`

Property Details

APN / Parcel Number

Primary APN	`007-3-100-00-0`
Alternative APNs	`81398` `5702`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,516 sqft Gross Area
1st Floor Area	564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	85 ft deep x 20 ft wide
Garage Area	252 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2049 RESERVE LN
City	AUGUSTA
State	GA
Zip	30907-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Description	THE RESERVES LOT 2 BLK J PH 1
Legal Subdivision	RESERVES THE
Legal Phase	1
Legal Block	J
Legal Lot Number	2
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2022
Census Tract	10104

Owner

2049 Reserve Ln is owned by an individual who bought it in October 2020.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7623 PLEASANTVILLE WAY, GROVETOWN, GA 30813-1221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Grant Deed, Transfer · VA Mortgage NEW AMERICAN FNDG
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Aug 30, 2012
Deed Document Number	20206439
Deed Book / Page	1748 / 37
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Oct 27, 2020
Property Address	2049 RESERVE LN, AUGUSTA, GA 30907-6214
Document Number	0017480037
Book / Page	001748 / 000037
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2049 RESERVE LN AUGUSTA GA 309076214, AUGUSTA, GA 30907-6214

Mortgage

Document Number	17480040
Date	Oct 27, 2020
Book Page	001748/000040

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	2049 RESERVE LN, AUGUSTA, GA 30907-6214
Document Number	0017202299
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1030 JIMMIE DYESS PKWY #1 AUGUSTA GA 309099158, 1, AUGUSTA, GA 30909-9158

Mortgage

Document Number	0017202299
Date	Apr 6, 2020
Book Page	001720/002299

Lender

Name	PINNACLE BK
Type	Bank
Address	884 ELBERT ST, ELBERTON, GA 30635-2628

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 5, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2049 Reserve Ln was $2,107, up 12.9% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,107.00 (+12.92%)
2025	$1,866.00	$67,760 Land $11,200 Building $56,560	$169,400 Land $28,000 Building $141,400
2023	$1,878.00 (+15.07%)	$74,764 (+28.28%) Land $11,200 Building $63,564	$186,910 (+28.28%) Land $28,000 Building $158,910
2022	$1,632.00	$58,280 Land $11,200 Building $47,080	$145,701 Land $28,000 Building $117,701

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2049 Reserve Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2049 Reserve Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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