DuPage County property record for 2049 Garth Ct, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,720 sqft · built 1977 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,000 (May 2003) |
| Tax Bill | $10,057 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-31-309-051 |
| Primary APN | 08-31-309-051 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 2,901 sqft |
| 1st Floor Area | 1,027 sqft |
| 2nd Floor Area | 1,120 sqft |
| Basement Area | 754 sqft |
| Finished Basement | 573 sqft |
| Unfinished Basement | 181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 2049 GARTH CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-2258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | OLD FARM AT NAPERVILLE UNIT 2 |
| Legal Subdivision | OLD FARM AT NAPERVILLE |
| Legal Block | 11 |
| Legal Lot Number | 13 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 846207 |
2049 Garth Ct is owned and occupied by two individuals who acquired it in January 2008.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2049 GARTH CT, NAPERVILLE, IL 60565-2258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 30, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2003 · Amount on File |
| Deed Sale | May 20, 2003 · Amount on File |
| Prior Sale | Jun 7, 1994 · Amount on File |
| Deed Document Number | 2003191379 |
| Last Transfer Date | Jan 24, 2008 |
| Transfer Doc | 0000018352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2049 GARTH CT, NAPERVILLE, IL 60565-2258 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000109287 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | R2021-109287 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2049 GARTH CT, NAPERVILLE, IL 60565-2258 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000134128 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | R2020-134128 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Dec 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 30, 2018 |
| Property Address | 2049 GARTH CT, NAPERVILLE, IL 60565-2258 |
| Document Number | 0000037235 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 37235 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 718 W SHERIDAN RD #1S CHICAGO IL 606133248, 1S, CHICAGO, IL 60613-3248 |
| Document Number | 37236 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 37236 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 29, 2043 |
The 2025 property tax bill for 2049 Garth Ct was $10,057 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,057.00 | $180,337 Land $78,093 Building $102,244 | $541,011 Land $234,279 Building $306,732 |
| 2022 | $8,533.00 Homeowner's exemption | $137,860 Land $59,700 Building $78,160 | $413,580 Land $179,100 Building $234,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2049 Garth Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2049 Garth Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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