2049 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 2049 E Stewart Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1997
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$153,800 (Jun 1997)
Tax Bill	$4,594 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-031-200-135-00`

Property Details

APN / Parcel Number

Primary APN	`120-031-200-135-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft
Basement Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	267 ft deep x 170 ft wide
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2049 E STEWART RD
City	MIDLAND
State	MI
Zip	48640-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 31 T14N R2E COM 470 FT E OF W 1/4 COR, TH N 300 FT, E 170 FT, S 300 FT, W 170 FT.
Legal Range	02E
Legal Township	14N
Legal Section	31
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2008
Census Tract	290500

Owner

2049 E Stewart Rd is owned and occupied by two individuals who acquired it in July 2024.

Source: Midland County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2049 E STEWART RD, MIDLAND, MI 48640-8939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST CU
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CU
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 1997 · Amount on File
Deed Sale	Jun 20, 1997 · Amount on File
Deed Book / Page	838 / 1435
Last Transfer Date	Jul 23, 2024
Transfer Doc	001674/155
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2049 E STEWART RD, MIDLAND, MI 48640-8939
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 E STEWART RD, MIDLAND, MI 48640-8939

Mortgage

Document Number	2026R00840
Date	Jan 27, 2026
Instrument	2026R-00840

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2049 E STEWART RD, MIDLAND, MI 48640-8939
Transaction Type	Mortgage
Record Updated	Jun 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1633/9
Date	Apr 16, 2020
Book Page	1633/9

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2030

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2049 E STEWART RD, MIDLAND, MI 48640-8939
Transaction Type	Mortgage
Record Updated	Jun 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1634/361
Date	Jun 5, 2020
Book Page	1634/361

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2049 E Stewart Rd was $4,594 with a homeowner's exemption, up 2.9% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,800 (+2.83%)	$385,600 (+2.83%)
2025	$4,594.00 (+2.87%) Homeowner's exemption	$187,500	$375,000
2024	$4,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2049 E Stewart Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2049 E Stewart Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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