2049 Cottage Way, Vista, CA 92081 Property Records

San Diego County property record for 2049 Cottage Way, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 999 sqft · built 1984
Lot Size	0.81 acres (3,520 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Jul 1990)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Jan 2024 Transfer Feb 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-430-32-00`

Property Details

APN / Parcel Number

Primary APN	`217-430-32-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,520 sqft (0.81 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	2049 COTTAGE WAY
City	VISTA
State	CA
Zip	92081-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 32 TR 010698
Legal Subdivision	VISTA 83-3
Legal Tract	010698
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19905

Owner

2049 Cottage Way is held in a trust since January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1803 REDWING WAY, SAN MARCOS, CA 92078-5113
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Intrafamily Transfer, Transfer
Feb 26, 2020	Correction Deed, Transfer ATTORNEY ONLY
Jan 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 15, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 1990 · Amount on File
Deed Sale	Jul 13, 1990 · Amount on File
Prior Sale	Oct 8, 1986 · Amount on File
Deed Document Number	1990379565
Last Transfer Date	Jan 23, 2024
Transfer Doc	0000019539
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2024
Property Address	2049 COTTAGE WAY, VISTA, CA 92081-8907
Document Number	0000019539
Map Reference	MAP 10698
Instrument Date	Jan 23, 2024
Instrument	2024-0019539
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 REDWING WAY, SAN MARCOS, CA 92078-5113

February 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2020
Property Address	2049 COTTAGE WAY, VISTA, CA 92081-8907
Document Number	0000097239
Instrument Date	Feb 3, 2020
Instrument	97239
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1803 REDWING WAY SAN MARCOS CA 920785113, SAN MARCOS, CA 92078-5113

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2020
Property Address	2049 COTTAGE WAY, VISTA, CA 92081-8907
Document Number	0000023213
Instrument Date	Jan 7, 2020
Instrument	23213
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1803 REDWING WAY SAN MARCOS CA 920785113, SAN MARCOS, CA 92078-5113

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2020
Property Address	2049 COTTAGE WAY, VISTA, CA 92081-8907
Document Number	0000023212
Instrument Date	Dec 16, 2019
Instrument	23212
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1803 REDWING WAY SAN MARCOS CA 920785113, SAN MARCOS, CA 92078-5113

Tax Assessment & Valuation

The 2025 property tax bill for 2049 Cottage Way was $3,690.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$268,576 (+2%) Land $165,563 Building $103,013
2025	$3,690.00	$263,311 Land $162,317 Building $100,994
2023	$3,450.00 (+0.2%)	$253,088 Land $156,015 Building $97,073
2022	$3,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2049 Cottage Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2049 Cottage Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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