2049 Conatser Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 2049 Conatser Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,560 sqft · built 2024
Lot Size	11.8 acres (514,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Dec 2024)
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150 16.09`

Property Details

APN / Parcel Number

Primary APN	`150 16.09`
Alternative APNs	`150 01609 000` `408007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	514,008 sqft (11.8 acres)
Garage Area	1,170 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2049 CONATSER RD
City	CUNNINGHAM
State	TN
Zip	37052-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Jurisdiction	MONTGOMERY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2057
Census Tract	101701

Owner

Source: Montgomery County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2049 CONATSER RD, CUNNINGHAM, TN 37052-4740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Construction Mortgage F & M BANK
Aug 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage F & M BANK
Aug 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Aug 20, 2024 · Amount on Record
Deed Document Number	20241485235
Deed Book / Page	2419 / 2599
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2049 CONATSER RD, CUNNINGHAM, TN 37052-4740
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	NOT AVAILABLE, TOWNSEND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02323/2817
Date	Sep 11, 2023
Book Page	2323/2817
Instrument	1436307

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 6, 2024

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2049 CONATSER RD, CUNNINGHAM, TN 37052-4740
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	NOT AVAILABLE, TOWNSEND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 CONATSER RD, CUNNINGHAM, TN 37052-4740

Mortgage

Document Number	02243/1915
Date	Aug 11, 2022
Book Page	2243/1915
Instrument	1392950

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 8, 2023

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 11, 2021
Property Address	2049 CONATSER RD, CUNNINGHAM, TN 37052-4740
Document Number	02124/1566
Book / Page	2124 / 1566
Instrument Date	Aug 11, 2021
Instrument	1332491
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 SANDSTREAM CT, CLARKSVILLE, TN 37042-8781
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,677.00 (+26.39%)	$127,475 (+3.18%)	$509,900 (+3.18%) Land $111,400 Building $398,500
2024	$2,118.00 (+483.47%)	$123,550 (+916.87%)	$494,200 (+916.87%) Land $111,400 Building $382,800
2023	$363.00	$12,150 (-)	$48,600 (-) Land $48,600
2022	$363.00	$12,150	$48,600 Land $48,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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