2049 Cheshire Dr, Hoffman Estates, IL 60192 Property Records

Cook County property record for 2049 Cheshire Dr, Hoffman Estates, IL 60192

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,355 sqft · built 1997
Lot Size	0.232 acres (10,120 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Feb 2023)
Tax Bill	$12,960 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-203-014`

Property Details

APN / Parcel Number

Primary APN	`06-04-203-014`
Alternative APN	`06-04-203-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,355 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,120 sqft (0.232 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2049 CHESHIRE DR
City	HOFFMAN ESTATES
State	IL
Zip	60192-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BRIDLEWOOD) (FARM) (UNIT LOT 83
Legal Range	9E
Legal Township	41N
Legal Section	04
Legal Subdivision	BRIDLEWOOD FARM 02
Legal Lot Number	83
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1014
Census Tract	804312

Owner

2049 Cheshire Dr is owned by two individuals who bought it in February 2023.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	731 RESERVE CT, SOUTH ELGIN, IL 60177-3306
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Jun 20, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Apr 12, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Prior Sale	Apr 12, 2017 · Amount on File
Deed Document Number	202355168
Prior Transfer Date	May 14, 2004
Prior Transfer Doc	0000049252
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 15, 2023
Property Address	2049 CHESHIRE DR, HOFFMAN ESTATES, IL 60192-4136
Document Number	0004655168
Instrument Date	Feb 9, 2023
Instrument	2304655168
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2049 CHESHIRE DR, HOFFMAN ESTATES, IL 60192-4136

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2049 CHESHIRE DR, HOFFMAN ESTATES, IL 60192-4136

Mortgage

Document Number	0004655169
Date	Feb 15, 2023
Instrument	2304655169

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

Interest

Rate Type	Fixed Rate
Rate	4.37%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2049 CHESHIRE DR, HOFFMAN ESTATES, IL 60192-4136
Document Number	1918645100
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 CHESHIRE DR HOFFMAN ESTATES IL 601924136, HOFFMAN ESTATES, IL 60192-4136

Mortgage

Document Number	1918645100
Date	Jul 5, 2019
Instrument	18645100

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 12, 2017
Property Address	2049 CHESHIRE DR, HOFFMAN ESTATES, IL 60192-4136
Document Number	1710212090
Instrument Date	Mar 22, 2017
Instrument	10212090
Transaction Type	Transfer
Record Updated	Apr 20, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 WESTOVER LN SCHAUMBURG IL 601932430, SCHAUMBURG, IL 60193-2430

Mortgage

Document Number	1710212093
Date	Apr 12, 2017
Instrument	10212093

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,928 Land $7,590 Building $52,338	$599,280 Land $75,900 Building $523,380
2023	$12,960.00 (+3.07%)
2022	$12,574.00	$54,000 Land $6,578 Building $47,422	$540,000 Land $65,780 Building $474,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2049 Cheshire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2049 Cheshire Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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