2049 Cactus Pl, Escondido, CA 92027 Property Records

San Diego County property record for 2049 Cactus Pl, Escondido, CA 92027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,395 sqft · built 1980
Lot Size0.144 acres (6,253 sqft)
Owner2 Individual Names on File
Last Sale$124,000 (Nov 1993)
Tax Bill$2,438 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone AO (high risk)
APN225-591-83-00

Property Details

APN / Parcel Number

Primary APN225-591-83-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,395 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,253 sqft (0.144 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2049 CACTUS PL
CityESCONDIDO
StateCA
Zip92027-2248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionLOT 8 TR 008981
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract008981
Legal Block1
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1012
Census Tract20208

Owner

2049 Cactus Pl is owned and occupied by two individuals who bought it in November 1993.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2049 CACTUS PL, ESCONDIDO, CA 92027-2248
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 1993 · Amount on File
Deed SaleNov 18, 1993 · Amount on File
Prior SaleAug 20, 1993 · Amount on File
Deed Document Number1993779157
Transfer Doc0000545682
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2049 CACTUS PL, ESCONDIDO, CA 92027-2248
Document Number0000413858
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2049 CACTUS PL ESCONDIDO CA 920272248, ESCONDIDO, CA 92027-2248

Mortgage

Document Number0000413858
DateJul 29, 2020
Instrument413858
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2049 Cactus Pl was $2,438.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$214,948 (+2%) Land $93,604 Building $121,344
2025$2,438.00$210,734 Land $91,769 Building $118,965
2023$2,333.00 (+1.08%)$202,553 Land $88,206 Building $114,347
2022$2,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2049 Cactus Pl in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 64 policies
Nearby Flood Policies64 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2049 Cactus Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Cactus Pl

Nearby Streets

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