2049 Bancroft Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2049 Bancroft Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,192 sqft · built 2000
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Jun 2026)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`583-03-00-049`

Property Details

APN / Parcel Number

Primary APN	`583-03-00-049`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,192 sqft Living Area
1st Floor Area	1,952 sqft
Upper Floors Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Terrain	High
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2049 BANCROFT LN
City	MOUNT PLEASANT
State	SC
Zip	29466-7011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -ARLINGTON DESCRIPTION -LOT 77
Legal Subdivision	ARLINGTON
Legal Lot Number	77
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4616

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Phillips Community Historic District listed 2023 · 50 contributing resources · NRIS 100008589

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2049 Bancroft Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2049 BANCROFT LN, MOUNT PLEASANT, SC 29466-7011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Oct 23, 2000 · Amount on File
Deed Document Number	202638152
Deed Book / Page	1397 / 30
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 17, 2026
Property Address	2049 BANCROFT LN, MOUNT PLEASANT, SC 29466-7011
Document Number	0000038152
Book / Page	1397 / 30
Instrument Date	Jun 12, 2026
Instrument	202638152
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231,694.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 BANCROFT LN, MOUNT PLEASANT, SC 29466-7011

Mortgage

Document Number	0000038153,
Date	Jun 17, 2026
Instrument	202638153

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2049 Bancroft Ln was $1,365, up 13.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (+13.37%)	$371,093 (+3,301.4%) Land $148,629 Building $222,464	$691,100 Land $265,000 Building $426,100
2024	$1,204.00	$10,910
2022	$1,081.00	$10,910	$387,000 Land $155,000 Building $232,000
2020			$387,000 Land $155,000 Building $232,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2049 Bancroft Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	3 (2012–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2049 Bancroft Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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