Deschutes County property record for 20489 Timberline, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1992 |
| Square Footage | 3,163 sqft Living Area |
| Lot Size | 31,363 sqft (0.719 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2012) |
| Tax Bill | $10,364.00 (2025) |
Source: Deschutes County records · APN 181221 BB 00100
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 20489 TIMBERLINE, BEND, OR 97702-9304 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS FIRST FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2012 · Amount on Record |
| Deed Sale | Jan 12, 2012 · Amount on Record |
| Prior Sale | Sep 23, 2009 |
| Deed Doc Number | 2012-00835 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20489 TIMBERLINE, BEND, OR 97702-9304 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20489 TIMBERLINE, BEND, OR 97702-9304 |
| Document Number | 0000025476 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022-25476 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | PASADENA, CA 91105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20489 TIMBERLINE, BEND, OR 97702-9304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000028460 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020-28460 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 4.87% |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,364.00 (+3.94%) | $613,400 (+3%) | $929,790 (-9.43%) Land $179,570 Building $750,220 |
| 2024 | $9,971.00 (+7.88%) | $595,540 (+3%) | $1,026,550 (-5.12%) Land $179,780 Building $846,770 |
| 2023 | $9,243.00 | $578,200 | $1,081,940 Land $162,600 Building $919,340 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 13% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 181221 BB 00100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,163 sqft Living Area |
| 1st Floor | 1,896 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other Style |
| Foundation Type | Concrete Foundation |
| Roof Material | Wood Shingle Roof |
| Lot Area | 31,363 sqft (0.719 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 806 sqft Garage |
| Deck Area | 364 sqft Deck |
| View | Average View |
| Heating System | Gas Heating |
|---|
| Account Number | 163748 |
|---|---|
| Old Parcel Number | R1088181221BB00100 |
| Street Address | 20489 TIMBERLINE |
| City | BEND |
| State | OR |
| Zip | 97702-9304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:5.4 BLK:1 SUBD:MOUNTAIN HIGH SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-BB |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Quarter | NW |
| Legal Quarter Quarter | NW |
| Legal Subdivision | MOUNTAIN HIGH |
| Legal Block | 1 |
| Legal Lot Number | 5.4 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 2001 |
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