20489 Jade Rd, Sparta, WI 54656 Property Records

Monroe County property record for 20489 Jade Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-00201-0000`

Property Details

APN / Parcel Number

Primary APN	`022-00201-0000`
Alternative APN	`20416-09-3260000`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	20489 JADE RD
City	SPARTA
State	WI
Zip	54656-3769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OF 10CSM012-#438660, EXC LOT 4 OF 10CSM041-#440338 BEING PART OF THE NW14 OF SW14 & NE14 OF SW14; ALSO LOT 3 OF 10CSM04
Legal Lot Number	1
Jurisdiction	MONROE WI
Township / Civil Division	LEON
Census Block Group	3
Census Block	3054
Census Tract	950900

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20489 JADE RD, SPARTA, WI 54656-3769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018
Deed Sale	Sep 25, 2018
Deed Document Number	675956
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	20489 JADE RD, SPARTA, WI 54656-3769
Transaction Type	Mortgage
Record Updated	Apr 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	687584
Date	Apr 21, 2020
Instrument	687584

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Sep 25, 2018
Property Address	20489 JADE RD, SPARTA, WI 54656-3769
Document Number	0000675956
Instrument Date	Sep 21, 2018
Instrument	675956
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	675957
Date	Sep 25, 2018
Instrument	675957

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
County Subdivision	Leon Town
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (+6.94%) Homeowner's exemption	$187,600 (+1.74%) Land $23,800 Building $163,800	$215,400 (+6.85%)
2023	$2,262.00 Homeowner's exemption	$184,400 Land $23,500 Building $160,900	$201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (2008–2019)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Jul 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 9 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mud, Jul 2017 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vernon Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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