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20489 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20489 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · built 2024
Lot Size0.133 acres (5,790 sqft)
Owner2 Individual Names on Record
Last Sale$1,002,000 (Sep 2024)
Tax Bill$12,142 (2025)
Deeds & MortgagesAug 2026 Sale
Sep 2024 Sale
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-08000.2220

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-08000.2220
Alternative APNs
  • 263046E3080002220
  • 10620266

Interior

Bedrooms5 Beds
Full Baths7 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area5,790 sqft (0.133 acres)

Location & Zoning

Account Number10620266
Street Address20489 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 222 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number222
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address113 N MAPLE AVE, BLOOMINGDALE, IL 60108-1009
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 16, 2024Special Warranty Deed, Transfer
NOVA TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2024 · Amount on Record
Deed SaleSep 16, 2024 · Amount on Record
Deed Document Number2024257595
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 3, 2026
Property Address20489 FAIR OAK LN, ESTERO, FL 33928-4071
Document Number0000204250
Instrument DateJul 29, 2026
Instrument2026204250
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 N MAPLE AVE, BLOOMINGDALE, IL 60108-1009

September 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateSep 16, 2024
Property Address20489 FAIR OAK LN, ESTERO, FL 33928-4071
Document Number0000257595
Map ReferenceDOC 2023000122423
Instrument DateSep 13, 2024
Instrument2024000257595
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$7,014.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E NORTH AVE, CAROL STREAM, IL 60188-2125

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$864,296 (+14.67%) Land $71,868 Building $792,428$864,296 (+14.67%) Land $71,868 Building $792,428
2025$12,142.00$753,735 Land $79,135 Building $674,600$753,735 Land $79,135 Building $674,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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