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20488 Otoe Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 20488 Otoe Rd, Apple Valley, CA 92307

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,962 sqft · built 2022
Lot Size0.698 acres (30,420 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Oct 2022)
Tax Bill$5,734 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN0441-275-01-0000

Property Details

APN / Parcel Number

Primary APN0441-275-01-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,962 sqft Living Area
Gross Area2,483 sqft
1st Floor Area1,962 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area30,420 sqft (0.698 acres)
Garage TypeAttached
Garage Area521 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20488 OTOE RD
CityAPPLE VALLEY
StateCA
Zip92307-1736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 5745 LOT 61
Legal SubdivisionTRACT NO 4287
Legal Tract5745
Legal Block1
Legal Lot Number61
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group1
Census Block1001
Census Tract9726

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20488 OTOE RD, APPLE VALLEY, CA 92307-1736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Grant Deed, Transfer · FHA Mortgage
LENDING 3 INC
Aug 19, 2021Grant Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleAug 19, 2021 · Amount on Record
Deed Document Number2022343296
Prior Transfer DateSep 4, 2002
Prior Transfer Doc0000464647
Record UpdatedOct 29, 2026

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 14, 2022
Property Address20488 OTOE RD, APPLE VALLEY, CA 92307-1736
Document Number0000343296
Map ReferenceMB 71 PG 38&39
Instrument DateSep 1, 2022
Instrument2022-0343296
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20488 OTOE RD, APPLE VALLEY, CA 92307-1736

Mortgage

Document Number0000343297
DateOct 14, 2022
Instrument2022-0343297
Lender
NameLENDING 3 INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateAug 19, 2021
Property Address20488 OTOE RD, APPLE VALLEY, CA 92307-1736
Document Number0000374062
Map ReferenceMB 64 PG 68-72
Instrument DateAug 6, 2021
Instrument2021-0374062
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address240 N VIRGIL AVE, LOS ANGELES, CA 90004-5399

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$477,544 (+2%) Land $95,509 Building $382,035
2025$5,734.00 (+11.62%) Homeowner's exemption$468,180 (+4.04%) Land $93,636 Building $374,544
2023$5,137.00 (+788.75%)$450,000 Land $90,000 Building $360,000
2022$578.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people · EPA ID CA3610003
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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