20488 Nanticoke Rd, Nanticoke, MD 21840 Property Records

Wicomico County property record for 20488 Nanticoke Rd, Nanticoke, MD 21840

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,616 sqft · built 1882
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Last Sale$172,500 (Dec 2005)
Tax Bill$1,203 (2025)
Deeds & MortgagesJun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN12-000081

Property Details

APN / Parcel Number

Primary APN12-000081
Alternative APN
  • 000081

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,616 sqft Total Area

Exterior

Year BuiltBuilt 1882
Effective Year BuiltEffective 1882
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number000081
Street Address20488 NANTICOKE RD
CityNANTICOKE
StateMD
Zip21840-2037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionL-32,670 SQFT 20488 NANTICOKE RD NANTICOKE
JurisdictionWICOMICO MD
Township / Civil Division17, WESTSIDE
Census Block Group4
Census Block4019
Census Tract10800

Owner

20488 Nanticoke Rd is owned and occupied by two individuals who acquired it in August 2006.

Source: Wicomico County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address20488 NANTICOKE RD, NANTICOKE, MD 21840-2037
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2005 · Amount on File
Deed SaleDec 9, 2005 · Amount on File
Prior SaleDec 23, 1999 · Amount on File
Deed Document Number200553943
Deed Book / Page2519 / 486
Last Transfer DateAug 21, 2006
Transfer Doc0026670156
Record UpdatedOct 29, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWICOMICO MD
Property Address20488 NANTICOKE RD, NANTICOKE, MD 21840-2037
Document Number0046780052
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20488 NANTICOKE RD NANTICOKE MD 218402037, NANTICOKE, MD 21840-2037

Mortgage

Document Number0046780052
DateAug 10, 2020
Book Page004678/000052
Lender
NameNEW RESID'L MTG LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueAug 9, 2060
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 20488 Nanticoke Rd was $1,203 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,600 (+12.2%) Land $30,100 Building $150,500$180,600 (-) Land $30,100 Building $150,500
2025$1,203.00 Homeowner's exemption$160,967$180,600 Land $30,100 Building $150,500
2023$1,107.00 Homeowner's exemption$121,700 Land $30,100 Building $91,600$121,700 Land $30,100 Building $91,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20488 Nanticoke Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Nearby Flood Policies70 in force
Nearby Flood Claims49 (1992–2022)
Claims Outside the SFHA19 of 49
Most Recent ClaimDec 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 19 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20488 Nanticoke Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 93% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Nanticoke Rd

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