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20486 Larino Loop, Estero, FL 33928 Property Records

Lee County property record for 20486 Larino Loop, Estero, FL 33928 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2007
Square Footage2,628 sqft Living Area
Lot Size4,574 sqft (0.105 acres)
OccupancyOwner Occupied
Last Sale$293,000 (2022)
Tax Bill$5,314.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-46-26-E2-0500A.0450
Alternative APNs
  • 262946E20500A0450
  • 10504773

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,628 sqft Living Area
Gross Area3,235 sqft Gross Area
1st Floor876 sqft 1st Floor
Upper Floors1,376 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area4,574 sqft (0.105 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area413 sqft Garage
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Patio Area376 sqft Patio
Porch Area194 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10504773
Street Address20486 LARINO LOOP
CityESTERO
StateFL
Zip33928-6369
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBELLA TERRA UNIT THREE DESC IN PB 82 PGS 58-62 BLK A LOT 45
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE2
Legal BlockA
Legal Lot Number45
Legal Unit3
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup2
Census Block2003
Census Tract50311

Owner

Source: Lee County records · APN 29-46-26-E2-0500A.0450

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20486 LARINO LOOP, ESTERO, FL 33928-6369
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2022Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 04, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 08, 2018Loan Modification, Mortgage
WELLS FARGO BK
Aug 02, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2022 · Amount on Record
Deed SaleMar 04, 2022 · Amount on Record
Prior SaleMar 04, 2022 · Amount on Record
Deed Doc Number202273311
Prior Transfer DateAug 23, 2010
Prior Transfer Doc0000007242
Record RefreshedSep 20, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionLEE FL
Recording DateMar 04, 2022
Property Address20486 LARINO LOOP, ESTERO, FL 33928-6369
Document Number0000073311
Map ReferenceMB 82 PG 58-62
Instrument DateFeb 28, 2022
Instrument2022000073311
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,051.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3560 S MAGNOLIA AVE, 3560, ORLANDO, FL 32806-6214

Transferred To (Grantee/Buyer)

NameVerified Name
Address20486 LARINO LOOP, ESTERO, FL 33928-6369

Mortgage

Document Number0000073312
DateMar 04, 2022
Instrument2022000073312
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 04, 2022
Property Address20486 LARINO LOOP, ESTERO, FL 33928-6369
Document Number0000073310
Map ReferenceMB 82 PG 58-62
Instrument DateFeb 28, 2022
Instrument2022000073310
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,032.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address6980 40TH ST NE, 6980, NAPLES, FL 34120-2609

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 DISHMAN LOOP, OVIEDO, FL 32765-7071

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEE FL
Property Address20486 LARINO LOOP, ESTERO, FL 33928-6369
Document Number0000136461
Instrument DateMay 08, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20486 LARINO LOOP ESTERO FL 339286369, ESTERO, FL 33928-6369

Mortgage

Document Number0000136461
DateJun 05, 2018
Instrument136461
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term360 Months
DueJun 04, 2048
Interest
Rate3.62%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 02, 2017
Property Address20486 LARINO LOOP, ESTERO, FL 33928-6369
Document Number0000166409
Instrument DateJul 31, 2017
Instrument166409
Transaction TypeTransfer
Record UpdatedSep 12, 2017
Title CompanyMARKETPLACE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address20486 LARINO LOOP ESTERO FL 339286369, ESTERO, FL 33928-6369

Mortgage

Document Number166410
DateAug 02, 2017
Instrument166410
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,314.00 (+2.71%) Homeowner's exemption$345,361 (+2.48%) Land $69,647 Building $275,714$345,361 (+2.48%) Land $69,647 Building $275,714
2023$5,174.00 (+14.98%) Homeowner's exemption$336,997 (+24.43%) Land $54,222 Building $282,775$336,997 (+24.43%) Land $54,222 Building $282,775
2022$4,500.00$270,842 Land $50,820 Building $220,022$270,842 Land $50,820 Building $220,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,020 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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