20484 Watts Rd, Morris, OK 74445 Property Records

Okmulgee County property record for 20484 Watts Rd, Morris, OK 74445

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,182 sqft · built 2023
Lot Size80 acres (3,484,800 sqft)
OwnerIndividual Name on File
Last Sale$258,000 (Jan 2023)
Tax Bill$1,924 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN0000-09-13N-14E-B-010-00

Property Details

APN / Parcel Number

Primary APN0000-09-13N-14E-B-010-00
Alternative APN
  • 3656

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,182 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialMetal
Lot Area3,484,800 sqft (80 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3656
Street Address20484 WATTS RD
CityMORRIS
StateOK
Zip74445
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeNP
Legal Description09-13-14 E/2 NW
Legal Range14E
Legal Township13N
Legal Section09
JurisdictionOKMULGEE OK
Township / Civil DivisionMORRIS
Census Block Group2
Census Block2009
Census Tract700

Owner

20484 Watts Rd, a rural home, is owned and occupied by an individual who bought it in January 2023.

Source: Okmulgee County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 433, COWETA, OK 74429-0433
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2023 · Amount on File
Deed SaleJan 9, 2023 · Amount on File
Deed Document Number2023120
Deed Book / Page2325 / 438
Prior Transfer DateApr 18, 2012
Prior Transfer Doc02046/0700
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKMULGEE OK
Property AddressMORRIS, OK 74445
Transaction TypeMortgage
Record UpdatedMar 4, 2024
Title CompanyINVESTORS TITLE COMPANY, INVESTORS T&E CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002355/549
DateFeb 21, 2024
Book Page2355/549
InstrumentI-2024-000956
Lender
NameRCB BANK
TypeBank
AddressOWASSO, OK 74055
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.84%
Type Change DateMar 1, 2029
Change Frequency5 Years
Min Rate At Change4.5%
Max Rate At Change8.34%
Index5-Year TN
Margin2
Max Rate11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 20484 Watts Rd was $1,924 with a homeowner's exemption, down 0.1% from the year before.

Source: Okmulgee County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOkmulgee County
Unified School DistrictMorris Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,238 (+2.86%) Land $2,519 Building $16,719$160,316 (-2.43%) Land $20,993 Building $139,323
2025$1,924.00 (-0.05%) Homeowner's exemption$18,703 (+1,080.74%) Land $1,631 Building $17,072$164,307 (+1,144.94%) Land $20,993 Building $143,314
2024$1,925.00 (+1,166.45%)$1,584 (-) Land $1,584$13,198 (-) Land $13,198
2023$152.00$1,584 Land $1,584$13,198 Land $13,198

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20484 Watts Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 6, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20484 Watts Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · lower than 66% of Oklahoma
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKMULGEE CO. RWD #20
serves 2,377 people · EPA ID OK3005606
Water SourcePurchased surface water from OKMULGEE PWA
Last State InspectionOct 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2022
Haloacetic acids
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ecoLink
Fiber
1,000 / 1,000

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