Erath County property record for 20484 N Sh108, Stephenville, TX 76401
| Property Type | Rural Home |
|---|---|
| Details | 3,375 sqft · built 1983 |
| Lot Size | 4.31 acres (187,744 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,600 (Nov 2021) |
| Tax Bill | $8,109 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000027581 |
| Primary APN | R000027581 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,375 sqft Living Area |
| 1st Floor Area | 3,375 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 187,744 sqft (4.31 acres) |
| Garage Type | Carport |
| Garage Area | 1,170 sqft |
| Carport | Carport |
| Carport Area | 1,170 sqft |
| Porch | Porch |
| Porch Area | 424 sqft |
| Account Number | R.1009.00222.00.0 |
|---|---|
| Street Address | 20484 N SH108 |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A1009 CLARK J W; HOUSE & BARNS |
| Jurisdiction | ERATH TX |
| Township / Civil Division | MORGAN MILL-BLUFF DALE |
| Census Block Group | 2 |
| Census Block | 2115 |
| Census Tract | 950204 |
Source: Erath County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3102 WHITE HORSE CT, GRANBURY, TX 76049-7236 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 22, 2021 | Vendor's Lien, Transfer · Seller Carry-Back CYNTHIA NORCROSS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Deed Document Number | 20219030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 20484 N SH108, STEPHENVILLE, TX 76401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0202204446 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022-04446 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 20484 N SH108, STEPHENVILLE, TX 76401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0202200838 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-00838 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 20484 N SH108, STEPHENVILLE, TX 76401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 20484 N STATE HIGHWAY 108, STEPHENVILLE, TX 76401-6426 |
| Document Number | 0202302514 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2023-02514 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Feb 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Nov 22, 2021 |
| Property Address | 20484 N SH108, STEPHENVILLE, TX 76401 |
| Document Number | 0202109030 |
| Map Reference | VOL 386 PG 508 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021-09030 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20502 N STATE HIGHWAY 108, STEPHENVILLE, TX 76401-8807 |
| Name | Verified Name |
|---|---|
| Address | 20484 N STATE HIGHWAY 108, STEPHENVILLE, TX 76401-6426 |
| Document Number | 0202109031 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-09031 |
| Name | CYNTHIA NORCROSS |
|---|---|
| Type | Seller |
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Unified School District | Huckabay Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,109.00 (+1.02%) | $675,450 (+1%) Land $107,750 Building $567,700 | $675,450 (+1%) Land $107,750 Building $567,700 |
| 2025 | $8,027.00 (+55.11%) | $668,730 (+17.14%) Land $101,290 Building $567,440 | $668,730 (+17.14%) Land $101,290 Building $567,440 |
| 2023 | $5,175.00 (-29.79%) Homeowner's exemption | $570,870 Land $139,300 Building $431,570 | $570,870 Land $139,300 Building $431,570 |
| 2022 | $7,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 65% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 400 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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