20482 River Rd, Grand Rapids, MN 55744 Property Records

Itasca County property record for 20482 River Rd, Grand Rapids, MN 55744

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,264 sqft · built 1948
Lot Size2.95 acres (128,502 sqft)
OwnerIndividual Name on File
Tax Bill$782 (2026)
Deeds & MortgagesApr 2022 Refinance
Flood ZoneZone X (minimal risk)
APN19-012-4207

Property Details

APN / Parcel Number

Primary APN19-012-4207
Alternative APNs
  • 108997
  • 21516

Interior

Bedrooms4 Beds
Building Area1,264 sqft Base Area
1st Floor Area1,264 sqft
Basement Area450 sqft
Finished Basement450 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area128,502 sqft (2.95 acres)
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number108997
Street Address20482 RIVER RD
CityGRAND RAPIDS
StateMN
Zip55744-7189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
Legal DescriptionTHAT PT OF NW SE DESC AS FOLL: COMM AT THE
Legal Range25W
Legal Township54N
Legal Section12
JurisdictionITASCA MN
Township / Civil DivisionHARRIS
Census Block Group4
Census Block4025
Census Tract480600

Owner

20482 River Rd is owned and occupied by an individual.

Source: Itasca County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing Address20482 RIVER RD, GRAND RAPIDS, MN 55744-7189
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITASCA MN
Property Address20482 RIVER RD, GRAND RAPIDS, MN 55744-7189
Transaction TypeMortgage
Record UpdatedMay 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000762622
DateApr 20, 2022
InstrumentA000762622
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 20482 River Rd was $782 with a homeowner's exemption.

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyItasca County
County SubdivisionHarris Township
Unified School DistrictGrand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$782.00 Homeowner's exemption
2025$140,500 Land $41,000 Building $99,500$140,500 Land $41,000 Building $99,500
2024$800.00
2022$118,500 Land $37,100 Building $81,400$118,500 Land $37,100 Building $81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20482 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20482 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Fiber
1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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