20481 Summercrest Dr, Castro Valley, CA 94552 Property Records

Alameda County property record for 20481 Summercrest Dr, Castro Valley, CA 94552

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,435 sqft · built 1998
Lot Size	0.055 acres (2,388 sqft)
Owner	Individual Name on File
Last Sale	$1,053,376 (May 2023)
Tax Bill	$13,800 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`85A-6420-71`

Property Details

APN / Parcel Number

Primary APN	`85A-6420-71`
Alternative APN	`085A-6420-071-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,435 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,388 sqft (0.055 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20481 SUMMERCREST DR
City	CASTRO VALLEY
State	CA
Zip	94552-5337
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00071 BLK: TR: 6660
Legal Subdivision	TRACT 6660
Legal Tract	6660
Legal Lot Number	71
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3006
Census Tract	430101

Owner

20481 Summercrest Dr, a townhouse, is owned and occupied by an individual who bought it in May 2023.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2023	Intrafamily Transfer, Transfer TITLE FLORIDA INC, TITLE FORWARD OF CA INC
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 19, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Aug 2, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Prior Sale	Nov 19, 2019 · Amount on File
Deed Document Number	202354169
Prior Transfer Date	May 5, 2023
Prior Transfer Doc	0000054170
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 12, 2023
Property Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337
Document Number	0000054169
Map Reference	MB 214 PG 74-80
Instrument Date	May 9, 2023
Instrument	2023054169
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE FLORIDA INC, TITLE FORWARD OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337

Mortgage

Document Number	0000054171
Date	May 12, 2023
Instrument	2023054171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 12, 2023
Property Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337
Document Number	0000054170
Map Reference	MB 214 PG 74-80
Instrument Date	May 5, 2023
Instrument	2023054170
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE FLORIDA INC, TITLE FORWARD OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337

Mortgage

Document Number	0000006113
Date	Jan 20, 2023
Instrument	2023006113

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337

Mortgage

Document Number	0000022901
Date	Jan 20, 2021
Instrument	2021022901

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 19, 2019
Property Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337
Document Number	0000236629
Instrument Date	Nov 7, 2019
Instrument	236629
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20481 SUMMERCREST DR CASTRO VALLEY CA 945525337, CASTRO VALLEY, CA 94552-5337

Mortgage

Document Number	236630
Date	Nov 19, 2019
Instrument	236630

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Aug 2, 2019
Property Address	20481 SUMMERCREST DR, CASTRO VALLEY, CA 94552-5337
Document Number	0000149911
Instrument Date	Jun 29, 2019
Instrument	149911
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20481 SUMMERCREST DR CASTRO VALLEY CA 945525337, CASTRO VALLEY, CA 94552-5337

Tax Assessment & Valuation

The 2025 property tax bill for 20481 Summercrest Dr was $13,800.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,000 (-13.31%) Land $285,000 Building $665,000
2025	$13,800.00	$1,095,852 Land $328,755 Building $767,097
2023	$10,278.00	$798,888 Land $239,666 Building $559,222	$924,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20481 Summercrest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20481 Summercrest Dr is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Unwired.

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