Orange County property record for 20481 Gum Tree Rd, Orange, VA 22960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 1990 |
| Lot Size | 3.34 acres (145,926 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Oct 2018) |
| Tax Bill | $1,750 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-00-00-00-0106 |
| Primary APN | 046-00-00-00-0106 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 145,926 sqft (3.34 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1 sqft |
| Porch | Porch |
| Porch Area | 132 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11138 |
|---|---|
| Street Address | 20481 GUM TREE RD |
| City | ORANGE |
| State | VA |
| Zip | 22960-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A AGRICULTURAL |
| Legal Description | 46-106 KENDALL |
| Legal Subdivision | GORDON D MAY LAND |
| Legal Block | 1 |
| Legal Lot Number | 106 |
| Jurisdiction | ORANGE VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 110105 |
20481 Gum Tree Rd is owned and occupied by an individual who bought it in October 2018.
Source: Orange County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20481 GUM TREE RD, ORANGE, VA 22960-4127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on File |
| Deed Sale | Oct 2, 2018 · Amount on File |
| Deed Document Number | 4438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE VA |
| Recording Date | Oct 2, 2018 |
| Property Address | 20481 GUM TREE RD, ORANGE, VA 22960-4127 |
| Document Number | 180004438 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 4438 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20481 GUM TREE RD ORANGE VA 229604127, ORANGE, VA 22960-4127 |
| Document Number | 180004439 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 4439 |
| Name | FIRST HM MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Number | 180004440, |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 4440 |
| Name | FIRST HM MTG CORP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 20481 Gum Tree Rd was $1,750.
Source: Orange County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Orange County |
| Unified School District | Orange County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,750.00 | $232,100 Land $46,800 Building $185,300 | $232,100 Land $46,800 Building $185,300 |
| 2023 | $1,750.00 | $232,100 Land $46,800 Building $185,300 | $232,100 Land $46,800 Building $185,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20481 Gum Tree Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20481 Gum Tree Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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