Putnam County property record for 20480 190th St, Lucerne, MO 64655
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 396 sqft · built 2013 |
| Lot Size | 136 acres (5,937,228 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $463 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 190305003 |
| Primary APN | 190305003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 396 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,937,228 sqft (136 acres) |
| Deck Area | Deck Area |
| Utility Building | 720 sqft |
| Pole Barn | 690 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 20480 190TH ST |
|---|---|
| City | LUCERNE |
| State | MO |
| Zip | 64655-8235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW EX 15 AC W PART SW SW: SW SE: IN WATERSHED |
| Legal Range | 20W |
| Legal Township | 65N |
| Legal Section | 05 |
| Jurisdiction | PUTNAM MO |
| Township / Civil Division | JACKSON |
| Census Block Group | 4 |
| Census Block | 4170 |
| Census Tract | 960100 |
Source: Putnam County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 96, LUCERNE, MO 64655-0096 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2008 |
| Deed Sale | Jun 6, 2008 |
| Record Updated | Sep 20, 2026 |
Source: Putnam County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Putnam County |
| County Subdivision | Jackson Township |
| Unified School District | Putnam County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $463.00 (+8.94%) | $6,948 (+10.62%) Land $3,506 Building $3,442 | $47,220 (-) Land $27,470 Building $19,750 |
| 2024 | $47,220 (+8.18%) Land $27,470 Building $19,750 | ||
| 2023 | $6,281 Land $3,221 Building $3,060 | $43,650 Land $25,970 Building $17,680 | |
| 2019 | $425.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUTNAM COUNTY PWSD 1 serves 2,550 people · EPA ID MO2024495 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G and 4G LTE (outdoors only)
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