2048 Wishon Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 2048 Wishon Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,036 sqft · built 2017
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,500 (Jun 2016)
Tax Bill	$2,927 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`5642 50 7776`

Property Details

APN / Parcel Number

Primary APN	`5642 50 7776`
Alternative APNs	`05016 0007.500000` `40091`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,036 sqft Living Area
Gross Area	4,557 sqft
1st Floor Area	1,735 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	150 ft deep x 549 ft wide
Garage Type	Mixed
Garage Area	648 sqft
Driveway	Concrete Driveway
Driveway Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	729 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	40091
Street Address	2048 WISHON RD
City	CONCORD
State	NC
Zip	28025-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	P/O TR 8 G W BARNHARDT ESTATE
Legal Subdivision	NEW GILEAD
Legal Tract	8
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	3
Census Block	3014
Census Tract	40600

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2048 WISHON RD, CONCORD, NC 28025-7804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Jul 7, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2016 · Amount on Record
Deed Sale	Jun 7, 2016 · Amount on Record
Deed Document Number	201611957-0240
Deed Book / Page	11957 / 240
Last Transfer Date	Sep 26, 2016
Transfer Doc	0001215120
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2048 WISHON RD, CONCORD, NC 28025-7804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1440677
Date	Aug 12, 2020
Book Page	14406/77

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Quarterly

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 7, 2017
Property Address	2048 WISHON RD, CONCORD, NC 28025-7804
Book / Page	012571 / 000001
Instrument Date	Jul 7, 2017
Instrument	17238
Transaction Type	Construction Loan
Record Updated	Sep 2, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2102 MOSS CREEK DR HARRISBURG NC 280756697, HARRISBURG, NC 28075-6697

Mortgage

Document Number	125711
Date	Jul 7, 2017
Book Page	012571/000001
Instrument	17238

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,640 (-) Land $64,600 Building $486,040
2025		$550,640 (+54.24%) Land $64,600 Building $486,040
2024			$550,640 (+54.24%) Land $64,600 Building $486,040
2023	$2,927.00	$357,010 Land $34,000 Building $323,010	$357,010 Land $34,000 Building $323,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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