2048 Sutton Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2048 Sutton Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1965
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Oct 2021)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`56D-151`

Property Details

APN / Parcel Number

Primary APN	`56D-151`
Alternative APN	`49558`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	49558
Street Address	2048 SUTTON DR
City	HENDERSON
State	KY
Zip	42420-4577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	COUNTRY VIEW
Legal Block	6
Legal Lot Number	20
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	3
Census Block	3003
Census Tract	20901

Owner

Source: Henderson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2048 SUTTON DR, HENDERSON, KY 42420-4577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Aug 11, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Oct 28, 2021	Deed, Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	2021012676
Deed Book / Page	RE655 / 11
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2048 SUTTON DR, HENDERSON, KY 42420-4577
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1319/783
Date	Jul 10, 2020
Book Page	MT 1319/783
Instrument	2020006584

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2048 SUTTON DR, HENDERSON, KY 42420-4577
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 SUTTON DR, HENDERSON, KY 42420-4577

Mortgage

Document Number	MT1323/318
Date	Aug 11, 2020
Book Page	MT 1323/318
Instrument	2020008024

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 31, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 28, 2021
Property Address	2048 SUTTON DR, HENDERSON, KY 42420-4577
Document Number	00RE655/11
Book / Page	RE655 / 11
Map Reference	MB 195 PG 722
Instrument Date	Oct 25, 2021
Instrument	2021012676
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 WATKINS SCHOOL RD, SEBREE, KY 42455-8913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 SUTTON DR, HENDERSON, KY 42420-4577

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (-0.8%) Homeowner's exemption	$134,000 (-)	$134,000 (-)
2023	$1,498.00 (+0.94%) Homeowner's exemption	$134,000 (+67.71%)	$134,000 (+67.71%)
2022	$1,484.00 Homeowner's exemption	$79,900	$79,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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