Santa Rosa County property record for 2048 Sundown Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,032 sqft · built 2017 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Feb 2018) |
| Tax Bill | $265 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-02500-0020 |
| Primary APN | 18-2S-26-1920-02500-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,032 sqft Heated Area |
| Gross Area | 4,053 sqft |
| 1st Floor Area | 3,630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 2,000 ft deep x 1,000 ft wide |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 423 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 182S261920025000020 |
|---|---|
| Street Address | 2048 SUNDOWN DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 2 BLK 25 AS DES IN OR 3704 PG 1867 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Block | 25 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10820 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2048 SUNDOWN DR, NAVARRE, FL 32566-8245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Aug 19, 2019 | Deed of Trust, Mortgage · VA Mortgage ROYAL PACIFIC FUNDING CORP |
| May 18, 2017 | Trustee's Deed, Construction Loan · Line of Credit TRUSTMARK NAT'L BK |
| Feb 27, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on Record |
| Deed Sale | Feb 27, 2018 · Amount on Record |
| Prior Sale | Feb 27, 2017 · Amount on Record |
| Deed Document Number | 201807391 |
| Deed Book / Page | 3704 / 1867 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2048 SUNDOWN DR, NAVARRE, FL 32566-8245 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2048 SUNDOWN DR, NAVARRE, FL 32566-8245 |
| Document Number | 0042601894 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 4260/1894 |
| Instrument | 202216722 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2048 SUNDOWN DR, NAVARRE, FL 32566-8245 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2048 SUNDOWN DR, NAVARRE, FL 32566-8245 |
| Document Number | 0041000172 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 4100/172 |
| Instrument | 202122925 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2048 SUNDOWN DR, NAVARRE, FL 32566-8245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038610693 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 3861/0693 |
| Instrument | 201936535 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 18, 2017 |
| Property Address | 2048 SUNDOWN DR, NAVARRE, FL 32566-8245 |
| Document Number | 0036250789 |
| Book / Page | 003625 / 000789 |
| Instrument Date | May 16, 2017 |
| Instrument | 19965 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247 |
| Document Number | 36250789 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 003625/000789 |
| Instrument | 19965 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA BEACH, FL 32459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 17, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 27, 2017 |
| Property Address | 2048 SUNDOWN DR, NAVARRE, FL 32566-8245 |
| Document Number | 0036011736 |
| Book / Page | 003601 / 001736 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 7522 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $336.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $265.00 (+7.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $351,342 (+3%) | $491,025 (+2.89%) Land $75,000 Building $416,025 |
| 2023 | $247.00 (+6.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $341,109 (+3%) | $477,218 (+9%) Land $65,000 Building $412,218 |
| 2022 | $232.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $331,174 | $437,825 Land $50,000 Building $387,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 215 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 215 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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