2048 Stone Gap Dr, Virginia Beach, VA 23456 Property Records

Virginia Beach City property record for 2048 Stone Gap Dr, Virginia Beach, VA 23456

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,888 sqft · built 1992
Lot Size0.147 acres (6,412 sqft)
Owner2 Individual Names on Record
Last Sale$109,900 (May 1995)
Tax Bill$3,719 (2025)
Deeds & MortgagesNov 2023 Line of Credit
APN1485-43-0158

Property Details

APN / Parcel Number

Primary APN1485-43-0158
Alternative APN
  • 14854301580000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,888 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,412 sqft
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck Area284 sqft
Patio Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2048 STONE GAP DR
CityVIRGINIA BEACH
StateVA
Zip23456-6150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5D
Legal DescriptionROCK CREEK PHASE-5D LOT 554
Legal SubdivisionROCK CREEK
Legal Lot Number554
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group1
Census Block1001
Census Tract46015

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2048 STONE GAP DR, VIRGINIA BEACH, VA 23456-6150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 1995 · Amount on Record
Deed SaleMay 26, 1995 · Amount on Record
Deed Document Number0034992192
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVIRGINIA BEACH CITY VA
Property Address2048 STONE GAP DR, VIRGINIA BEACH, VA 23456-6150
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005116
DateNov 29, 2023
Instrument202303045116
Lender
NameCHARTWAY FCU
TypeCredit Union
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 28, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,719.00 (+4.64%)$383,500 (+6.82%) Land $130,000 Building $253,500$383,500 (+6.82%) Land $130,000 Building $253,500
2023$3,554.00$359,000 Land $108,000 Building $251,000$359,000 Land $108,000 Building $251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims4 (2009–2026)
Claims Outside the SFHA3 of 4
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Stone Gap Dr

Nearby Streets

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