2048 Spaulding Pl, Moody, AL 35004 Property Records

St. Clair County property record for 2048 Spaulding Pl, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,412 sqft · built 2004
Lot Size	0.13 acres (5,759 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Feb 2020)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-07-36-0-001-010.053`

Property Details

APN / Parcel Number

Primary APN	`25-07-36-0-001-010.053`
Alternative APNs	`00521493` `521493` `53073`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,468 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,759 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00521493
Street Address	2048 SPAULDING PL
City	MOODY
State	AL
Zip	35004-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 153 AVALON SD PHASE ONE MB 2004-20 36-16-1
Legal Range	01E
Legal Township	16S
Legal Section	36
Legal Subdivision	AVALON S/D
Legal Phase	ONE
Legal Lot Number	153
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	1
Census Block	1003
Census Tract	40107

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2048 SPAULDING PL, MOODY, AL 35004-6121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Feb 13, 2018	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Book / Page	2020 / 1886
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Feb 14, 2020
Property Address	2048 SPAULDING PL, MOODY, AL 35004-6121
Document Number	0000001886
Book / Page	DEED 2020 / 1886
Map Reference	MB 2004 PG 20
Instrument Date	Jan 22, 2020
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 LAKE HEATHER RESERVE, 1321, BIRMINGHAM, AL 35242-7625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 14TH AVE S APT A, A, BIRMINGHAM, AL 35205-5254

Mortgage

Document Number	MTG202006413
Date	Feb 14, 2020
Instrument	MTG 2020/06413

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Feb 13, 2018
Property Address	2048 SPAULDING PL, MOODY, AL 35004-6121
Document Number	0000001393
Instrument Date	Feb 2, 2018
Instrument	1393
Transaction Type	Transfer
Record Updated	May 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 SPAULDING PL MOODY AL 350046121, MOODY, AL 35004-6121

Mortgage

Document Number	4439
Date	Feb 13, 2018
Instrument	4439

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 12, 2028

Mortgage

Document Number	4427,
Date	Feb 13, 2018
Instrument	4427

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+23.83%)	$21,740 (-49.99%)	$217,360 (-) Land $50,000 Building $167,360
2023		$43,472 Land $10,000 Building $33,472	$217,360 Land $50,000 Building $167,360
2022	$856.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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