2048 Shoop St, Racine, WI 53404 Property Records

Racine County property record for 2048 Shoop St, Racine, WI 53404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,628 sqft · built 1920
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2026)
Tax Bill	$3,399 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`276 000018667002`

Property Details

APN / Parcel Number

Primary APN	`276 000018667002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	91.2 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2048 SHOOP ST
City	RACINE
State	WI
Zip	53404-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 3 RESUB OF SHOOPS ADD LOT 7 + LOT 6 EXC SLY 89.2 FT
Legal Subdivision	SHOOPS
Legal Block	3
Legal Lot Number	7
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1005
Census Tract	1201

Owner

2048 Shoop St is owned and occupied by two individuals who bought it in March 2026.

Source: Racine County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2048 SHOOP ST, RACINE, WI 53404-2139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATORS CU
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage EDUCATORS CU
Nov 5, 2025	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Nov 5, 2025	Affidavit of Death of Joint Tenant, Transfer ENTRUST TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	Nov 5, 2025 · Amount on File
Deed Document Number	20262723314
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	2048 SHOOP ST, RACINE, WI 53404-2139
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 SHOOP ST, RACINE, WI 53404-2139

Mortgage

Document Number	0002654634
Date	May 22, 2023
Instrument	2654634

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	2048 SHOOP ST, RACINE, WI 53404-2139
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002723816
Date	Mar 25, 2026
Instrument	2723816

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	RACINE, WI 53408

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Mar 18, 2026
Property Address	2048 SHOOP ST, RACINE, WI 53404-2139
Document Number	0002723314
Instrument Date	Mar 6, 2026
Instrument	2723314
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	ATTORNEYS TITLE AND CLOSING SERVICES, ATTORNEYS TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 SHOOP ST, RACINE, WI 53404-2139

Mortgage

Document Number	0002723315
Date	Mar 18, 2026
Instrument	2723315

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	13.6%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Nov 5, 2025
Property Address	2048 SHOOP ST, RACINE, WI 53404-2139
Document Number	0002713900
Instrument Date	Oct 31, 2025
Instrument	2713900
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ENTRUST TITLE GROUP INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 3RD ST, BELOIT, WI 53511-6256
Investor	Possibly a Property Investor

Mortgage

Document Number	0002713901
Date	Nov 5, 2025
Instrument	2713901

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RACINE WI
Recording Date	Nov 5, 2025
Property Address	2048 SHOOP ST, RACINE, WI 53404-2139
Document Number	0002713899
Instrument Date	Jul 20, 2016
Instrument	2713899
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ENTRUST TITLE GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 SHOOP ST, RACINE, WI 53404-2139

Tax Assessment & Valuation

The 2025 property tax bill for 2048 Shoop St was $3,399 with a homeowner's exemption, up 12.6% from the year before.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,399.00 (+12.59%) Homeowner's exemption	$147,600 (+11.31%) Land $25,800 Building $121,800	$157,600 (+6.74%) Land $27,548 Building $130,052
2024	$3,019.00 (+5.82%) Homeowner's exemption	$132,600 (+8.69%) Land $25,800 Building $106,800	$147,649 (+9.28%) Land $28,728 Building $118,921
2023	$2,853.00 (+8.27%) Homeowner's exemption	$122,000 (+9.91%) Land $25,800 Building $96,200	$135,113 (+9.91%) Land $28,573 Building $106,540
2022	$2,635.00 Homeowner's exemption	$111,000 Land $25,800 Building $85,200	$122,931 Land $28,573 Building $94,358

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2048 Shoop St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2048 Shoop St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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