2048 Penstone Loop, Roseville, CA 95747 Property Records

Placer County property record for 2048 Penstone Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 2007
Lot Size	0.137 acres (5,961 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (May 2018)
Tax Bill	$8,214 (2025)
Deeds & Mortgages	Mar 2017 Reverse Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`490-100-007-000`

Property Details

APN / Parcel Number

Primary APN	`490-100-007-000`
Alternative APN	`490-100-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,645 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	5,961 sqft (0.137 acres)
Garage Area	394 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	490-100-007
Street Address	2048 PENSTONE LOOP
City	ROSEVILLE
State	CA
Zip	95747-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 WESTPARK VILLAGE 1, PH 1, MOR AA-93
Legal Subdivision	WESTPARK VILLAGE
Legal Lot Number	7
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1000
Census Tract	21325

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2048 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
May 29, 2018	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG
Mar 6, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Document Number	201837550
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2048 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	STEWART TITLE OF PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017638
Date	Mar 10, 2017
Instrument	2017-0017638

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.36%
Type Change Date	Apr 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2048 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Document Number	0000042356
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 PENSTONE LOOP ROSEVILLE CA 957478811, ROSEVILLE, CA 95747-8811

Mortgage

Document Number	0000042356
Date	May 8, 2020
Instrument	42356

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 29, 2018
Property Address	2048 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Document Number	0000037550
Instrument Date	May 22, 2018
Instrument	37550
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 PENSTONE LOOP ROSEVILLE CA 957478811, ROSEVILLE, CA 95747-8811

Mortgage

Document Number	37551
Date	May 29, 2018
Instrument	37551

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2048 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Document Number	0000017639
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 PENSTONE LOOP ROSEVILLE CA 957478811, ROSEVILLE, CA 95747-8811

Mortgage

Document Number	0000017639
Date	Mar 10, 2017
Instrument	17639

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.36%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$544,308 (+2%) Land $145,070 Building $399,238
2025	$8,214.00 (+10.79%) Homeowner's exemption	$533,636 (+14.27%) Land $142,226 Building $391,410
2023	$7,414.00 (-5.53%) Homeowner's exemption	$467,000 Land $124,500 Building $342,500
2022	$7,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Succeed.Net, T-Mobile, Zeta Broadband.

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