2048 N Eldorado Ave, Klamath Falls, OR 97601 Property Records

Klamath County property record for 2048 N Eldorado Ave, Klamath Falls, OR 97601

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,670 sqft · built 1989
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jun 2025)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R170344`

Property Details

APN / Parcel Number

Primary APN	`R170344`
Alternative APNs	`R-3809-020DB-01100-000` `170344`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,670 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	1,341 sqft
Basement Area	1,329 sqft
Finished Basement	1,329 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	170344
Street Address	2048 N ELDORADO AVE
City	KLAMATH FALLS
State	OR
Zip	97601-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	ELDORADO, BLOCK 4, LOT 2
Legal Range	09E
Legal Township	38S
Legal Section	20
Legal Subdivision	ELDORADO
Legal Block	4
Legal Lot Number	2
Jurisdiction	KLAMATH OR
Township / Civil Division	KLAMATH FALLS
Census Block Group	4
Census Block	4003
Census Tract	972000

Owner

2048 N Eldorado Ave is owned and occupied by two individuals who acquired it in July 2026.

Source: Klamath County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2048 N ELDORADO AVE, KLAMATH FALLS, OR 97601-6414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage EMPIRE HOME LOANS
Jun 27, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Mar 23, 2012 · Amount on File
Deed Document Number	20255283
Deed Book / Page	2025 / 5283
Last Transfer Date	Jul 27, 2026
Transfer Doc	0000007202
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	KLAMATH OR
Recording Date	Jul 31, 2026
Property Address	2048 N ELDORADO AVE, KLAMATH FALLS, OR 97601-6414
Document Number	0000007202
Book / Page	2026 / 7202
Instrument Date	Jul 27, 2026
Instrument	20267202
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2048 N ELDORADO AVE, KLAMATH FALLS, OR 97601-6414

Mortgage

Document Number	0000007203,
Date	Jul 31, 2026
Instrument	20267203

Lender

Name	EMPIRE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Jun 27, 2025
Property Address	2048 N ELDORADO AVE, KLAMATH FALLS, OR 97601-6414
Document Number	0000005283
Instrument Date	Jun 23, 2025
Instrument	2025-005283
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2048 N ELDORADO AVE, KLAMATH FALLS, OR 97601-6414

Mortgage

Document Number	0000005284
Date	Jun 27, 2025
Instrument	2025-005284

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	2048 N ELDORADO AVE, KLAMATH FALLS, OR 97601-6414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011755
Date	Sep 16, 2020
Instrument	2020-011755

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2048 N Eldorado Ave was $4,418, up 2.4% from the year before.

Source: Klamath County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Municipality	Klamath Falls City
Unified School District	Klamath Falls City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,418.00 (+2.41%)	$257,990 (+3%)	$474,280 (-15.62%) Land $92,210 Building $382,070
2024	$4,314.00 (+4.13%)	$250,480 (-)	$562,090 (+1.38%) Land $88,340 Building $473,750
2023	$4,143.00 (+2.04%)	$250,480 (+6.09%)	$554,430 (+21.87%) Land $80,680 Building $473,750
2022	$4,060.00	$236,110	$454,920 Land $63,390 Building $391,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2048 N Eldorado Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 N Eldorado Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	198 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CentraCom, Hunter Communications, Verizon.

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