2048 N 78th St, Seattle, WA 98103 Property Records

King County property record for 2048 N 78th St, Seattle, WA 98103

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 2,470 sqft · built 1946
Lot Size0.154 acres (6,700 sqft)
Owner2 Individual Names on Record
Last Sale$1,662,000 (Dec 2021)
Tax Bill$16,801 (2026)
Deeds & MortgagesJun 2022 Line of Credit
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN288320-0645

Property Details

APN / Parcel Number

Primary APN288320-0645
Alternative APN
  • 288320064505

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,470 sqft Living Area
Gross Area3,040 sqft
1st Floor Area1,270 sqft
Upper Floors Area500 sqft
Basement Area1,270 sqft
Finished Basement700 sqft
Unfinished Basement570 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialBrick
Lot Area6,700 sqft (0.154 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area220 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number288320064505
Street Address2048 N 78TH ST
CitySEATTLE
StateWA
Zip98103-4908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionGREEN LAKE HOME ADD REPLAT ELY 20 FT OF 5 ALL 6
Legal Range04
Legal Township25
Legal Section06
Legal SubdivisionGREEN LAKE HOME ADD REPLAT
Legal Block26
Legal Lot Number5-6
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group3
Census Block3009
Census Tract2700

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2048 N 78TH ST, SEATTLE, WA 98103-4908
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Dec 3, 2021Warranty Deed, Transfer · Conventional Mortgage
KEY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Prior SaleMar 6, 2013 · Amount on Record
Deed Document Number20211372
Prior Transfer DateJul 14, 2006
Prior Transfer Doc0000002523
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address2048 N 78TH ST, SEATTLE, WA 98103-4908
Transaction TypeMortgage
Record UpdatedJun 14, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2048 N 78TH ST, SEATTLE, WA 98103-4908

Mortgage

Document Number0000000063
DateJun 2, 2022
Instrument20220602000063
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateDec 3, 2021
Property Address2048 N 78TH ST, SEATTLE, WA 98103-4908
Document Number0000001372
Map ReferenceVOL 9 PG 75
Instrument DateNov 12, 2021
Instrument20211203001372
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31,070.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2048 N 78TH ST, SEATTLE, WA 98103-4908

Mortgage

Document Number0000001373
DateDec 3, 2021
Instrument20211203001373
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateJan 1, 2027
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change4.5%
IndexOther
Margin3
Max Rate7.5%

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,801.00 (+15.94%)
2025$1,595,000 (+8.28%) Land $995,000 Building $600,000$1,595,000 (+8.28%) Land $995,000 Building $600,000
2024$14,491.00 (+10.95%)$1,473,000 (-3.35%) Land $923,000 Building $550,000$1,473,000 (-3.35%) Land $923,000 Building $550,000
2022$13,061.00$1,524,000 Land $823,000 Building $701,000$1,524,000 Land $823,000 Building $701,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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