2048 Mule Ridge Dr, Katy, TX 77493 Property Records

Waller County property record for 2048 Mule Ridge Dr, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	2,586 sqft · built 2020
Lot Size	0.138 acres (6,039 sqft)
Owner	Individual Name on File
Last Sale	$276,400 (Jun 2021)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`491903-002-004-000`

Property Details

APN / Parcel Number

Primary APN	`491903-002-004-000`
Alternative APNs	`R258919` `258919`

Interior

Stories	2 Stories
Building Area	2,586 sqft Living Area
1st Floor Area	1,135 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Lot Area	6,039 sqft (0.138 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	100 sqft

Location & Zoning

Street Address	2048 MULE RIDGE DR
City	KATY
State	TX
Zip	77493-3952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S491903 FREEMAN RANCH 3 BLK 2 LOT 4
Legal Subdivision	FREEMAN RANCH 3
Legal Block	2
Legal Lot Number	4
Jurisdiction	WALLER TX
Township / Civil Division	BROOKSHIRE
Census Block Group	1
Census Block	1000
Census Tract	680100

Owner

2048 Mule Ridge Dr is owned and occupied by an individual who bought it in June 2021.

Source: Waller County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	28522 BLUE HOLLY LN, KATY, TX 77494-0633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Quit Claim Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Apr 22, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Apr 22, 2021 · Amount on File
Deed Document Number	20216139
Prior Transfer Date	May 29, 2021
Prior Transfer Doc	0000006139
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALLER TX
Recording Date	Jun 1, 2021
Property Address	2048 MULE RIDGE DR, KATY, TX 77493-3952
Document Number	0002106139
Map Reference	DOC 2002355
Instrument Date	May 29, 2021
Instrument	2106139
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 MULE RIDGE DR, KATY, TX 77493-3952

Mortgage

Document Number	0002106024
Date	Jun 1, 2021
Instrument	2106024

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WALLER TX
Recording Date	Apr 22, 2021
Property Address	2048 MULE RIDGE DR, KATY, TX 77493-3952
Document Number	0002104388
Map Reference	DOC 20002355
Instrument Date	Apr 20, 2021
Instrument	2104388
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 MULE RIDGE DR, KATY, TX 77493-3952

Mortgage

Document Number	0002104389
Date	Apr 22, 2021
Instrument	2104389

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2048 Mule Ridge Dr was $4,113 with a homeowner's exemption.

Source: Waller County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Waller County
Unified School District	Royal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,113.00 Homeowner's exemption	$338,720 Land $30,000 Building $308,720	$338,720 Land $30,000 Building $308,720
2023		$365,420 Land $30,000 Building $335,420	$365,420 Land $30,000 Building $335,420
2021	$532,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2048 Mule Ridge Dr in Zone X, an area of minimal flood risk, though there have been 88 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	88 (1992–2026)
Claims Outside the SFHA	64 of 88
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 63 claims Severe Storms And Flooding, Apr 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 Mule Ridge Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEMAN RANCH private · serves 1,308 people · EPA ID TX2370123
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Centric Fiber, Hotwire Communications, Verizon.

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