2048 Mt Torrey Rd, Lyndhurst, VA 22952 Property Records

Augusta County property record for 2048 Mt Torrey Rd, Lyndhurst, VA 22952

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,289 sqft · built 2008
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Apr 2022)
Tax Bill	$1,405 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092 59D`

Property Details

APN / Parcel Number

Primary APN	`092 59D`
Alternative APN	`46012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,289 sqft Living Area
Gross Area	2,967 sqft
1st Floor Area	880 sqft
Basement Area	818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling
Porch	Slab
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2048 MT TORREY RD
City	LYNDHURST
State	VA
Zip	22952-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL AG
Legal Description	92-59D E RT 664 DIV OF GARVEY LAND 1.010 ACRES
Legal Subdivision	SHERANDO
Jurisdiction	AUGUSTA VA
Township / Civil Division	SOUTH RIVER
Census Block Group	2
Census Block	2028
Census Tract	71201

Owner

2048 Mt Torrey Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2048 MT TORREY RD, LYNDHURST, VA 22952-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed, Transfer · Stand-Alone First Mortgage UNION HOME MORTGAGE
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Apr 29, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	May 20, 2014 · Amount on File
Deed Document Number	20223773
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Apr 27, 2022
Property Address	2048 MT TORREY RD, LYNDHURST, VA 22952-2412
Document Number	0220003773
Instrument Date	Apr 27, 2022
Instrument	220003773
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 MT TORREY RD, LYNDHURST, VA 22952-2412

Mortgage

Document Number	0220003774
Date	Apr 27, 2022
Instrument	220003774

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	2048 MT TORREY RD, LYNDHURST, VA 22952-2412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170002723
Date	Apr 6, 2017
Instrument	170002723

Lender

Name	PEOPLES BANK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jun 1, 2046

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	2048 MT TORREY RD, LYNDHURST, VA 22952-2412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190002975
Date	Apr 29, 2019
Instrument	190002975

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2048 Mt Torrey Rd was $1,405.

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,405.00	$270,200 (-) Land $60,000 Building $210,200
2025		$270,200 Land $60,000 Building $210,200
2024			$270,200 (+49.36%) Land $60,000 Building $210,200
2023	$1,139.00	$180,900 Land $50,000 Building $130,900	$180,900 Land $50,000 Building $130,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2048 Mt Torrey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 Mt Torrey Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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