St. Charles County property record for 2048 Moore Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,857 sqft · built 1944 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Dec 2023) |
| Tax Bill | $2,375 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 080900A000 |
| Primary APN | 080900A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| Gross Area | 2,467 sqft |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 987 sqft |
| Finished Basement | 377 sqft |
| Unfinished Basement | 610 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Porch | Open Porch |
| Porch Area | 260 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 080900A000 |
|---|---|
| Street Address | 2048 MOORE AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | RIVERSIDE VIEW ADDN BLK 2 LOT 18 |
| Legal Subdivision | RIVERSIDE VIEW ADDN-ST CHAS |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 310400 |
2048 Moore Ave is owned and occupied by an individual who bought it in December 2023.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2048 MOORE AVE, SAINT CHARLES, MO 63301-0946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2023 | Correction Deed |
| Dec 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Aug 3, 2023 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on File |
| Deed Sale | Dec 5, 2023 · Amount on File |
| Prior Sale | Mar 25, 2005 |
| Deed Document Number | 202349498 |
| Prior Transfer Date | Jul 26, 2023 |
| Prior Transfer Doc | 0000031043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 5, 2023 |
| Property Address | 2048 MOORE AVE, SAINT CHARLES, MO 63301-0946 |
| Document Number | 0000049497 |
| Map Reference | MB 3 PG 35 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2023R-049497 |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2048 MOORE AVE, SAINT CHARLES, MO 63301-0946 |
| Name | Verified Name |
|---|---|
| Address | 2048 MOORE AVE, SAINT CHARLES, MO 63301-0946 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 5, 2023 |
| Property Address | 2048 MOORE AVE, SAINT CHARLES, MO 63301-0946 |
| Document Number | 0000049498 |
| Map Reference | MB 3 PG 35 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2023R-049498 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2048 MOORE AVE, SAINT CHARLES, MO 63301-0946 |
| Document Number | 0000049499 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023R-049499 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 3, 2023 |
| Property Address | 2048 MOORE AVE, SAINT CHARLES, MO 63301-0946 |
| Document Number | 0000031043 |
| Map Reference | MB 3 PG 35 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 2023R-031043 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2048 MOORE AVE, SAINT CHARLES, MO 63301-0946 |
The 2025 property tax bill for 2048 Moore Ave was $2,375, down 6.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,747 (-) | $198,668 (-) Land $28,000 Building $170,668 | |
| 2025 | $2,375.00 (-6.94%) | $37,747 | $198,668 Land $28,000 Building $170,668 |
| 2024 | $2,552.00 | ||
| 2023 | $39,650 (+28.56%) | ||
| 2022 | $2,129.00 | $30,841 | $208,688 (+28.57%) Land $21,000 Building $187,688 |
| 2021 | $162,317 Land $17,500 Building $144,817 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2048 Moore Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2048 Moore Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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