2048 Lara Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2048 Lara Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,933 sqft · built 1998
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Aug 2024)
Tax Bill	$9,404 (2025)
Deeds & Mortgages	Mar 2022 Transfer Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`238-230-140-000`

Property Details

APN / Parcel Number

Primary APN	`238-230-140-000`
Alternative APN	`238-230-14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,933 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,000 sqft (0.184 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	238-230-14
Street Address	2048 LARA CT
City	TRACY
State	CA
Zip	95377-5367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98-FM PT 238-030-22 PER CINTRA PARK NO. 2
Legal Subdivision	CINTRA PARK
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2004
Census Tract	5224

Owner

Source: San Joaquin County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2048 LARA CT, TRACY, CA 95377-5367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Intrafamily Transfer, Transfer
Apr 6, 2022	Intrafamily Transfer, Transfer
Jul 7, 2021	Grant Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Aug 6, 2024
Deed Document Number	202465610
Prior Transfer Date	Jul 31, 2024
Prior Transfer Doc	0000065609
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 23, 2022
Property Address	2048 LARA CT, TRACY, CA 95377-5367
Document Number	0000038444
Map Reference	MB 33 PG 26
Instrument Date	Feb 28, 2022
Instrument	2022-038444
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2048 LARA CT, TRACY, CA 95377-5367

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 6, 2022
Property Address	2048 LARA CT, TRACY, CA 95377-5367
Document Number	0000044725
Map Reference	MB 33 PG 26
Instrument Date	Sep 17, 2021
Instrument	2022-044725
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2048 LARA CT, TRACY, CA 95377-5367

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 7, 2021
Property Address	2048 LARA CT, TRACY, CA 95377-5367
Document Number	0000114069
Map Reference	MB 33 PG 26
Instrument Date	Jun 4, 2021
Instrument	2021-114069
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2048 LARA CT, TRACY, CA 95377-5367

Mortgage

Document Number	0000114070
Date	Jul 7, 2021
Instrument	2021-114070

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,404.00 (+113.82%)	$810,000 (+104.03%) Land $240,000 Building $570,000
2023	$4,398.00 (+2.14%) Homeowner's exemption	$397,005 Land $99,250 Building $297,755	$762,660
2022	$4,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Matrix Broadband.

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